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Associate Members

Individuals and companies that do business with North Dakota banks participate in the Association as associate members.

Associate membership represents a significant commitment to the banking industry in North Dakota and a dedication to the principles of customer relationships, economic development and fair competition.  Each provider, through its associate membership, is a valued partner with the North Dakota Bankers Association.  Please use the services and products of these fine businesses whenever possible.

Click here for a membership application.


Accounting & Auditing
Brokerage, Investment & Retirement Services
Correspondent Banking
Electronic Transaction Services
Equipment
Hotels/Motels
Insurance Products
Law Firms
Lending & Funds Support
Marketing Products & Services
Printing & Supplies
Technology Resources & Systems
Training Resources
Trust Services
Other Services
ACCOUNTING & AUDITING

Bradferd Associates, Inc.
P.O. Box 10608 • Fargo, ND 58106
(701) 364-2304 • Fax (701) 364-2317
Contacts: Brad Simek; Fernando Ochoa
contact.us@bradferdassociates.com

Bradferd Associates is an experienced organization dedicated to financial services. We provide risk management solutions in internal audit services, operational risk assessments, customer information risk assessments, loan review services, and operational consulting. We also provide financial and accounting solutions in budgeting and financial management, ALM and due diligence.

Brady Martz & Associates, P.C.
P.O. Box 14296 • Grand Forks, ND 58208-4296
(701) 775-4685 • Fax (701) 795-7498
Contacts: Scott Stinar • Pete Hoistad • Jamie Kuntz

P.O. Box 848 • Minot, ND 58702
(701) 852-0196 • Fax (701) 839-5452
Contacts: Boyd Anderson • Marlys Magnuson

P.O. Box 1297 • Bismarck, ND 58502-1297
(701) 223-1717 • Fax (701) 222-0894
Contacts: John Mongeon • Kevin Ritter

Agreed upon procedures engagements; opinion audits; IT reviews; income tax planning and preparation; consulting services - general business planning, mergers and acquisitions; management consulting; assist with regulatory accounting and reporting.

Eide Bailly LLP
P.O. Box 2545 • Fargo, ND 58108-2545
(701) 239-8500 • Fax (701) 239-8544
Contacts: Tim LeClair, CPA, Partner
• Steve Boe, CPA, Manager • Ann Rockswold, Manager

P.O. Box 1914 • Bismarck, ND 58502
(701) 255-1091 • Fax (701) 224-1582
Contacts: Larry Kemnitz, CPA, Partner
• Darrell Lingle, CPA, Partner • Dana Ereth, Manager

Eide Bailly LLP is a full-service certified public accounting and consulting firm with a team of professionals who work specifically with clients in the banking industry. As business advisors, we provide traditional accounting services, such as tax planning and tax return preparation, internal audit services, opinion audits and directors' examinations; as well as consulting services that include compliance consulting, technology planning, strategic planning, policies and procedures development, safety and soundness consulting, succession planning, bank merger analysis and assistance, bank stock valuations, bank acquisition assistance, and assistance with the preparation of applications and notices to federal and state regulatory agencies.

Professional Computer Services LLP
PO Box 125 • Dickinson, ND 58601
(701) 225-4810 • Fax (701) 225-3661
Contacts: Matt Baseflug, Director of Information Security
• Dennis Johnson, CEO • Ken Zach, General Manager

PCS and its owners have been servicing community banks for over 30 years by providing Information Systems Security Audits, Consulting, IT Support, and Hardware Support services to the banking industry. We help design, implement, and maintain safeguards to protect customer information by working closely with IT Steering committees to review current policies and procedures, making recommendations to correct deficiencies, and helping establish controls over critical systems and application. PCS's Service division provides hardware support services for proof machines, ATMs, vaults, alarms and CCTV systems, printers, computers, and mainframes. PCS Supplies handles all banking supply needs with very competitive pricing.

Widmer Roel PC
4334 18th Ave. SW, Suite 101 • Fargo, ND 58103-7414
(701) 237-6022 • Fax (701) 280-1495
• E-mail: info@widmerroelcpa.com
Contacts: Bob Dale • Charles Nord • Terry Delaney

3000 N 14th St. Ste. 2A
Bismarck, ND 58503
(701) 221-2655 • Fax (701) 221-2657

Widmer Roel PC, a CPA firm, provides tax and strategic planning, tax return preparation, audits, directors exams, holding company applications and reports along with other regulatory reports for banks.

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BROKERAGE, INVESTMENT AND RETIREMENT SERVICES

The Baker Group
1601 NW Expressway, 20th Floor
Oklahoma City, OK 73118
(405) 415-7222 Fax: (405) 415-7366
Contact: Jantz Kinzer
Email: jantz@gobaker.com

The Baker Group is a leader in the development of innovative assets/liability and investment portfolio management services for community banks. Products and services include: Asset/Liability Management, Investment Portfolio Accounting, Investment Portfolio Analysis, Budget and Board Reporting, Broker/Dealer services plus educational programs concerning regulatory issues, interest rate risk and portfolio management.

Baker is endorsed by three state community banking associations- TX, IN and IL. Baker’s main office is located in Oklahoma City with branch offices in Austin, Indianapolis, Springfield, and Salt Lake City. You can reach any office by calling 1-800-937-2257 or find us on the web at www.gobaker.com

Bank Financial Services Group
8000 West 78th Street #100
Edina, MN 55439
(800) 931-7782 Fax: (952) 828-0893
Contact: Mark Blake, Regional Partner

Bank Financial Services Group (BFS Group) works with community banks to design, implement, administer and finance meaningful executive benefit plans.

Ascensus
PO Box 979 • Brainerd, MN 56401
(800) 346-3860 • Fax (218) 825-5010
Contact: Derek Owen

During the last 12 years, Ascensus (formally BYSIS) has strategically evolved from a single service provider - offering information processing and technology outsourcing services to community banks - to a highly diversified outsourcer serving virtually all sectors of the financial services industry. Ascensus is a leading provider of retirement services, technical expertise and educational products.NDBA Services, Inc. Endorsed Vendor.

Dougherty & Company LLC
PO Box 2157 • Bismarck, ND 58502
(701) 222-4411 • Fax (701) 222-4455
Contacts: Darlene Kautzman • Petrea Kaldahl Klein
Kim Duttenhefner

Dougherty & Company LLC is a premier regional investment-banking firm with distinct capabilities for tax-exempt issuers. We offer many other services to our bank clients including taxable bonds and commercial loans.

Clark Consulting - Banking Practice
3600 American Boulevard West • Suite 200
Minneapolis, MN 55431
(701) 222-4411 • Fax (701) 222-4455
Contacts: Mark Boomgaarden

Clark Consulting is a leading provider of strategic planning and leadership development, compensation and benefits consulting, bank-owned life insurance (BOLI), and benefit administration support services. We are endorsed by more than 40 banking trade organizations, including the American Bankers Association’s Corporation for American Banking. With over 20 years of experience, Clark Consulting offers a seamless consultative approach that has helped more than 2,100 banking organizations across the country recruit, retain and reward their best people.

As a public company with more than 30 consulting offices serving the banking industry, Clark Consulting offers you staying power. Beginning at implementation and throughout the life of each program we design, Clark Consulting provides the ongoing consultation and professional administration support services needed to ensure that your plans continue to meet your bank’s strategic objectives.NDBA Services, Inc. Endorsed Vendor.

Investment Centers of America, Inc.
212 N. 4th Street • Bismarck, ND 58501
(800) 544-7113 • Fax (701) 258-5400
Contact: Charlotte Miller, New Business Coordinator

Investment Centers of America, Inc. is one of the oldest third party providers in the country offering FULL BROKERAGE SERVICES through banks. ICA has been working with banks since 1985 and currently has around 250 relationships in a 24 state area. Under this program, the main objectives are to:
    • Retain relationships with existing customers
    • Attract new customers to the bank
    • Provide new fee income to the bank
    • Position the bank to offer what customers are looking for        now and in the future
ICA provides ongoing marketing, sales and compliance support to their reps through a regional sales manager and sales assistant as well as a team of back office support.

Northland Securities, Inc.
45 South 7th St., Suite 2500 • Minneapolis, MN 55402
(800) 851-2920 • Fax (612) 851-5955
Contacts:Linda Knutson, Senior Vice President, Partner, Sales Manager

Northland Securities, Inc. is a full service investment firm specializing in underwriting and trading fixed income securities for community banks. Through our affiliate Northland Networks, we offer loan participations that are documented and serviced by a lead bank. The ownership of our parent company, Northland Capital Holdings, Inc., is shared by employees and outside investors, including Mr. Glen Taylor, well known Midwest business leader and owner of the Minnesota Timberwolves. During the past five years, Northland has underwritten and placed over $2.5 billion of municipal bonds and loan participations. Northland Securities, Inc. is a member FINRA/SIPC

Oak Ridge Financial
701 Xenia Avenue South, Suite 100
Golden Valley, MN 55416
(763)923-2205
Contact: Craig Mueller, Senior Vice President

Oak Ridge Financial is the only Twin Cities-based investment banking company specializing in community bank M & A engagements for buy and sell side situations. The Financial Institutions Group also specializes in fixed income solutions for banks.

Piper Jaffray & Co.
800 Nicollet Mall J13S02 • Minneapolis, MN 55402-7020
(612) 303-6632 • Fax (612) 313-3002
Contacts: Patrick C. Gray, Managing Director

Piper Jaffray & Co. is a full service securities firm with specialized expertise in serving the investment needs of financial institutions. The firm is a leader in US Government Agency securities, bank-qualified municipal bonds, mortgage-backed securities and corporate bonds. Piper Jaffray also offers financial institution clients additional services such as portfolio analytics; loan participations; and investment banking services. Since 1895. Member: SIPC & NYSE.

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CORRESPONDENT BANKING

Federal Reserve Bank of Minneapolis
90 Hennepin Avenue, PO Box 291 • Minneapolis, MN 55480
(800) 553-9656 • Fax (612)204-6960
Contact: Steve Peterson, Account Manager
Dennis Spencer, Account Manager
Pamela Hasenberg, Director of Sales

The Federal Reserve offers innovative services that provide accessibility and flexibility for a dynamic, evolving industry. Our services include Check, FedACHฎ, FedACH Internationalฎ, FedACH Risksm, FedCashฎ, FedForwardฎ, FedReceiptฎ, FedReturnฎ, FedWireฎ Funds and Securities, National Settlement and Treasury Services, and Account Management and Service Charge Information. Visit us at www.frbservices.org or contact your account manager

Marshall Bankfirst Corp.
225 South 6th Street, Suite 2900 • Minneapolis, MN 55402
(612) 376-1500 • 1-800-328-6122 • Fax (612) 692-5175
Contact: Tom Grady, Executive Vice President, Sales & Marketing

Marshall BankFirst is a dynamic financial services company specializing in innovative financial products and services including:
    • Commercial lending and loan participations
    • Residential mortgage services
    • Stored value card programs
Headquartered in Minneapolis, Marshall BankFirst combines the resources of three institutions:
    • BankFirst (South Dakota)
    • Marshall Bank, N.A.
    • The Marshall Group, an affiliate investment bank
Our unique business model allows banks and other financial institutions access to programs and services they generally could not do alone. Since 2001, we have originated more than $4.0 billion in commercial loans. We currently do business with 1,300 banks and financial institutions.

River Funding Corporation
1580 Heritage Blvd., Suite 200 • West Salem, WI 54669
(608) 786-6000 • Fax (608) 786-6001
Contact: Erik Beach, President • Joe Sexton, Sales Director

River Funding is in the business of helping its 69 community banks in 15 states grow and become more competitive. We are a mortgage lender that provides partner banks with the ability to solve a number of critical business problems such as not achieving target loan revenue goals, losing too many loan sales to competitors and not being considered by local home shoppers for mortgage loans. Our customers also rely on us for marketing ideas, tools and strategies they use to draw positive attention to their banks, build market awareness and sell more home loans.

Silver Hill Financial, LLC
1110 Jorie Blvd., Suite 100 • Oak Brook, IL 60523
(877) 498-1550 • Fax (877) 496-2294
Contact: Jonathon Mettel, VP of Sales - Midwest

Silver Hill Financial, LLC is headquartered in Miami with regional offices throughout the country. Silver Hill is a nationwide commercial real estate lender that offers financing to borrowers through a network of mortgage brokers and correspondents. The company's innovative residential-style program makes commercial lending as ease as residential, using flexible underwriting criteria ideal for borrowers seeking loans from $100,000 to $1.5 million.

United Bankers' Bank
5024 S Bur Oak Place, Suite 208 • Sioux Falls, SD 57108
(605) 323-0214 or (800) 752-8140 • Fax (605) 323-0217
E-mail: info@ubb.com
Contacts: Chuck Hokans, Senior Vice President • Doyle Hardie, Vice President of Lending • Pete Switenki, Vice President-Investments • James Lee, Correspondent Banking Officer

United Bankers' Bank is a full-service correspondent bank dedicated to serving the correspondent banking needs of North Dakota, South Dakota, Minnesota, Montana, Iowa, Nebraska and Wyoming. We offer a wide variety of products and services to our community bank customers including: deposit, loan, securities and consulting services. For more information please call (800) 752-8140.

US Bank National Association
101 E. 5th St., Mail Station EP-MN-S9CB • St. Paul, MN 55101
Fax: (651) 466-8270
Contacts: Allen G. Highum, Vice President • (866) 425-4289
James Perkins, Vice President • (651) 466-8255
Dan Miller, Government Relations Manager • (612) 303-7813

Full correspondent banking services: Bank Acquisition Financing, International, Collections, Funds Transfer, Foreign Exchange, Currency, Investment Services, Credit Card Services, Check Clearing/Cash Letters, ATM/Debit Card Program, Trust Services.

Wells Fargo Bank, N.A.
90 South 7th St. • Minneapolis, MN 55402-3903
(612) 667-1478 • Fax (612) 667-3510
Contact: Troy Rosenbrook, Division Manager/SVP
Bob de la Vega, Government Relations, (612) 667-5051
Mark Altringer, VP/Relationship Manager, (612) 667-7805

Wells Fargo Global Correspondent Banking boasts one of the largest correspondent banking franchises in the U.S. and overseas. With over 1,500 banking relationships around the world, it is no wonder Wells Fargo Global Correspondent Banking has maintained its stellar reputation over the years. We have over 70 product solutions including but not limited to: treasury management, credit solutions, foreign exchange, international trade and finance, investment management and third party services. Our goal is to satisfy all of our customers’ financial needs, help them succeed financially, be recognized as the premier provider of financial services and innovative solutions to Domestic and International Banks, and their respective customers, in the markets that we serve.

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ELECTRONIC TRANSACTION SERVICES

CFC Technology Corporation
2600 Fernbrook Lane Suite 138 • Plymouth, MN 55447
(763) 235-5300 • Fax (763) 235-5301
Contact: Brent Siegel, Vice President of Sales and Marketing

CFC provides world-class bank technology solutions that increases efficency, save money, and add profits. Our strategies help banks reach their goals-today, tomorrow, and into the future.

We have helped 1,000 banks with 200 core conversions, implemented 950 Check21 sites, also 225 banks use our Merchant Capture products and we have upgraded 300 networks. Our Advisory Group helps with BCP’s, assessments, and workflow initiatives. SafetyVAULTTM for data backup and recovery is the most unique product in bank technology today.

When you combine profitability improvement products with our expertise in Merchant Capture, Check21, Managed Services and Performance Monitoring Products - it is easy to see why community banks trust CFC for all of their technology needs.

FISERV
4501 S. Technology Drive • Sioux Falls, SD 57106
(605) 323-6218 • Fax (605) 361-6969
Contact: Clair Gard

5540 20th Street S • Fargo, ND 58104
Contact: Brian Rodacker, Account Manager

Fiserv is an independent, full-service provider of integrated data processing and information management systems. The Company offers various forms of customer outsourcing, in-house software systems, and PC-based systems.
Since 2002, we have underwritten more than 130 finance opportunities nationwide with loan amounts totaling more than $1.6 billion.
Fiserv has more than 160 products and product lines that span the banking, insurance, and securities industries, including account transaction and processing systems, electronic commerce transaction systems, item/back office systems, operations support, and management information systems. This vast range of solutions enables clients to obtain complete solutions from a single technology leader.
In the number of clients served, Fiserv is the number one U.S. provider of financial information technology to banks/thrifts, bank-owned broker/dealers, financial planners, mortgage lenders, and auto leasing companies.

FundsXpress Financial Network, Inc.
11950 Jollyville Road • Austin, Texas 78759
Contact: Jay Carrigan

FundsXpress Financial Network, Inc. provides internet-based financial services to retail and commercial financial institutions with a leading position in security, compliance and privacy, and successful end user adoption rates. The FundsXpress product offering includes internet banking, bill payment, cash management, account aggregation, lending, and multifactor authentication. We offer marketing support training, incentive and merchandising tools to ensure the success of our clients.

I_Tech Corporation
PO Box 31677 • Billings, MT 59107-1677
(406) 896-7300 • Fax (406) 896-7350
Contact: Clint Westrope, Regional Sales Executive

As a 40-year veteran, I_Tech is a data processing company specializing in providing the well-known, fully integrated, ITI Core solution combined with Item Processing, Imaging, and Archiving, e-Commerce, Technical Services and ATM/EFT services to financial institutions. We support the entire ITI product line, as well as selective third party interfaces that add value to the ITI product suite. Our size and structure enable us to provide a responsive, competitively priced alternative to other companies offering similar products and services in the financial processing arena. At I_Tech, our customers have direct access to top level management. We believe in the value of one clear line of communication and one meaningful step into a profitable technology partnership. Our mission: to provide quality solutions through superior software and exceptional service to our clients. Visit us at www.itechcorporation.com or call us at 1-800-342-1844.

Jack Henry & Associates
663 West Hwy 60
Monett, MO 65708
(763) 261-3417
Contact: David Andres, Sales Executive
E-mail: dandres@jackhenry.com

Jack Henry Banking, a division of Jack Henry & Associates, Inc. (NASDAQ; JKHY), is a leading provider of the totally integrated, enterprise-wide automation that banks need to execute their dynamic business strategies; support their unique growth, service, operational, and performance goals; and capitalize on the evolving trends shaping the financial services industry. Its client-centric solutions, which are supporting more than 1,700 banks, blend three functionally distinct core processing platforms, more than 100 integrated complementary solutions, state-of-the-art technology, unmatched personal service, in-house and outsourced operating alternatives, and integrity-based business relationships.

PULSE EFT Association
1301 McKinney, Suite 2500 • Houston, TX 77010
(813) 854-2210 or 1-800-420-2122 • Fax (813) 854-1998
Contact: Mark Reda, Senior Manager, Business Development
Email: mreda@pulse-eft.com

PULSE is one of the nation’s leading ATM/debit networks, currently serving more than 4,500 banks, credit unions and savings institutions across the country. PULSE is owned by Discover Financial Services (NYSE: DFS). The network links cardholders with more than 265,000 ATMs, as well as POS terminals at retail locations nationwide. The company is also a valued resource for industry research related to electronic payments and is committed to providing its participants with education on evolving products, services and trends in the payments industry. For more information, visit www.pulse-eft.com.

For PULSE association questions contact:
Denise Stigge,
Vice President, Association Relations
PULSE
1301 McKinney, Suite 2500, Houston, TX 77010
P: 832-214-0181 or 1-800-420-2122
F: 832-214-0333
dstigge@pulse-eft.com

Security Products Company
PO Box 2764
Fargo, ND 58108
(763)784-6504
Contact: Joanne Iler

Security Products Company (SPC), based out of Blaine, MN, provides innovative, cost effective security solutions for financial institutions. They install, service and build value for financial institutions in Minnesota, North Dakota and Western Wisconsin. SPC Integrated Solutions provides a full suite of audit, consulting and managed IT services. SPC Construction Services provides construction management, design/build process and interior design services.

Star Systemsฎ (STARฎ), a First Data Company
495 North Keller Road, Suite 500 • Maitland, FL 32751
(321) 263-3000 • Fax (321) 263-4020
Contact: Sue Spradlin

First Data, operator of the STAR Network is a leading electronic payments company and an expert in processing secure, real-time electronic transactions. STAR provides ATM and POS network services, national network gateway access, signature debit processing, ATM driving, and card authorization services to financial institutions. The STAR network offers PIN-secured deposit account access at 1.7 million STAR ATM and POS locations. STAR also offers STARsf, the country's first coast-to-coast selective surcharge network, as well as deposit sharing capabilities for participating members. STAR processes 6.8 billion transactions annually on behalf of 6,100 participating financial institutions. For more information, please contact STAR at 888-778-0250 or visit www.STAR.com.

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EQUIPMENT

3D Security Inc.
47185 Wild Clover Circle, Suite 200 • Sioux Falls, SD 57107
(605) 543-5159 • Fax (605) 543-5171
Contact: Troy Anderson, President

3D Security is a full line bank equipment supplier. We handle vaults, safes, drive-up equipment, bullet resistant windows, deal drawers, cash and teller lockers, undercounter steel cabinets, fire file cabinets, safe deposit boxes, night depositories, alarms, CCTV and access control. We combine common sense and advice from people who know the industry and a company that takes time to know your business and listen to your needs. Please give 3D Security an opportunity on your next project or need to upgrade or replace.

Bruns System
1(800) 255-9472
Fax (800) 273-5840
Contact: Stephen Bruns

Since 1961, Bruns Systems has been a quality supplier of cost effective cash handling solutions for banks in North Dakota. Cash solutions include coin and currency counters/sorters, self-service coin deposit centers, ATMs, interactive online kiosks, and supplies. With service technicians and sales representatives throughout North Dakota, you can count on superior customer service.

Our new mobile showroom can come to your bank to share the new self service coin deposit center and our interactive online kiosks that help turn your members into online banking users. For more in depth needs and analysis, our Online Banking Tour at De La Rue headquarters in Chicago will show you the latest in cash handling solutions. Bruns Systems - it all adds up!

Dakota Security Systems, Inc.
2201 East 54th St. North • Sioux Falls, SD 57104
(800) 365-5625 • Fax (605) 271-7000
Contact: Carl Anderson, Regional Sales Manager • Chuck Risty, Regional Sales Manager

Sales, consulting, service and installation of security equipment such as vaults, vault doors, safes, chests, night depositories, safe deposit boxes, undercounter equipment, drive up equipment, alarms, CCTV & digital recorders. All name brands of equipment serviced, service contracts available and safe deposit lock & key service.

Financial Supply Center, Inc.
250 North 31st St., Suite 1 • Bismarck, ND 58501
(701) 355-1161 • Fax (701) 355-1163
Contact: Harold Duchscherer, President

Financial Supply Center offers Korden undercounter steel cabinets, Schwab and Fireking fireproof cabinets, and Hon office furniture. We also offer a large selection of calculators, typewriters, fax machines, shredders, teller machines, laser printers, and coin/currency handling equipment. Contact FSC for discounted prices on all bank supplies and office products.
NDBA Services, Inc. Endorsed Vendor

Fireside Office Solutions
PO Box 2116
Bismarck, ND 58502
701.258.8586
Contact: Dan Vondrachek Vice-President
E-mail: dan@firesideop.com

Fireside Office Solutions sells office furniture and offers design services. They are a Systems Steelcase office products dealer and a Hasler Mailing Systems dealer. Fireside also sells Kyocera copiers and printers, along with document imaging products. Other services include computer network design sales and installation and network managed services.

NRG Technology Services
1661 Capitol Way • Bismarck, ND 58501
(701) 250-9400 • Fax (701) 328-7308
Contact: Chris Brown, Vice President

NRG Technology Services is a Hewlett-Packard and Microsoft business partner providing innovative technology solutions in hardware and software sales and service, network and server administration, managed services, video surveillance, and offsite backup and disaster recovery.

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HOTELS/MOTELS

Best Western Ramkota Hotel Bismarck
800 S. 3rd St • Bismarck, ND 58504
(701) 258-7700 • Fax (701) 224-8212
Contacts: Dave Achtenberg, General Manager • Sandy Fleck, Director of Sales and Catering

Full service hotel/convention facility. Within minutes of everything in Bismarck. Directly across the street from the region's largest shopping mall. Free high speed internet in all sleeping rooms. 25,000 square feet of meeting space. 306 guest rooms and suites. 24 hour business center, exercise room, cafe and lounge, complimentary airport shuttle service available.

Doublewood Inn
3333 13th Ave. South • Fargo, ND 58108
(701) 235-3333 • Fax (701) 280-9482
Contact: Nicole Schaffer, General Manager • Kari Metzger, Director of Sales

1400 East Interchange • Bismarck, ND 58502
(701) 258-7000 • Fax (701) 258-2001
Contacts: Terry Ziegler, General Manager • Laurie Schumacher, Director of Sales

Full service hotel/motel accommodations, executive conference rooms and convention facilities, corporate lodging, advantage club rate program.

Holiday Inn of Fargo
3803 13th Ave S • Fargo, ND 58103
(701) 282-2700 • Fax (701) 281-9729
Contacts: Doug Anselmin, General Manager • Jill Shaw, Director of Sales

The Holiday Inn of Fargo is an award winning hotel which features 310 all new, completely redesigned guest rooms, over 27,000 square feet of commercial space, two restaurants and a lounge/casino. Home of Shipwreck Bay Water playland which features five children's waterslides. Free high-speed internet access in all rooms, commercial space, business center and common areas.

Ramada Plaza Suites & Convention Center
1635 42nd Street SW • Fargo, ND 58103
(701) 277-9000 • Fax (701) 281-7144
Contacts: Shaun Johnson, Outside Sales Manager

Full service hotel and convention center. Home of the beautiful Crystall Ballroom. 2007 Presidential Award Winning Hotel.

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INSURANCE PRODUCTS

Allied Solutions, LLC
Fargo Service Office, PO Box 9856 • Fargo, ND 58106-9856
(866) 633-1483 • Fax (701) 235-3577
Contact: Steve Owens, Client Management Representative

400 Robert St. North, Suite 1150 • St. Paul, MN 55101
(888)784-0745 • Fax (651) 366-6994
Contact: Connie Klaers, Office Manager

Allied Solutions, LLC is a full service provider for banks. Our suite of Products and services includes credit protection, debt protection, web based POS Products, iQQ, mortgage life/disability, accidental death and dismemberment, term life, home warranty, Guaranteed Asset Protection, Mechanical Breakdown Protection, CPI, Courtesy Pay, Identity Theft, loan origination systems and others. Leverage our industry leading talent and resources to introduce a program that is customer focused, compliant and continually adjusted to regulatory and market changes. Our goal is to maximize your financial results while enhancing your customer service. NDBA Services, Inc. Endorsed Vendor

BancInsure
120 N 3rd St, Suite 240 • Bismarck, ND 58501
(701) 250-6633 • Fax (701) 223-9500
Contacts: Jodi Brown • Pat Bosch

BancInsure is an insurance company established solely for the purpose of banker’s needs. BancInsure provides NDBA member banks with Financial Institution Bond, Directors and Officers Liability, Excess Deposit Insurance and complete Property and Casualty coverage. Our newest policies include Identity Theft and Internet Security Liability. BancInsure offers a stable and dependable source of insurance at competitive prices while putting an emphasis on superior service. More North Dakota banks now carry their financial institution bonds with BancInsure than all other insurance companies combined. NDBA Services, Inc. Endorsed Vendor

Bank Financial Services Group
8000 W. 78th St. #100, • Edina, MN 55439
(800) 931-7782 • Fax (952) 829-0893
Contact: Mark A. Blake, Regional Partner

Bank Financial Services Group (BFS Group) works with community banks to design, implement, administer and finance meaningful executive benefit plans.

Benefits for Success
PO Box 908 • Fargo, ND 58107-0908
(701) 365-8780 • Fax (701) 234-1680
Contact: David Lysne, President

Benefits for Success in Fargo specializes in employee benefits-specifically group life insurance, short term disability insurance and long term disability insurance.

Prior to sending out the RFP we review current plans and suggest any improvements. Our banking clients have saved between 33% and 64% of their premium and we were able to improve the benefit in two-thirds of the banks-especially in the long term disability insurance plan. And the banks we work with tell us they have been pleased with our service.

Dave Lysne is the owner of Benefits for Success and has been working directly with employee benefits for 12 years and was the human resources administrator for two banking groups in Fargo for 20 years prior to that

Blue Cross/Blue Shield of North Dakota
4510 13th Ave. S.W • Fargo, ND 58121-0001
(701) 282-1154 • Fax (701) 277-2292
Contact: Ame Heikkila

Insurance Company-Health, Life, Disability, Long Term Care, Dental, Vision, and Flex. NDBA Services, Inc. Endorsed Vendor

Clark Consulting -- Banking Practice
3600 American Blvd W Suite 200 • Bloomington, MN 55431-4507
Main (952) 893-6767 • Direct (952) 806-6347 • Fax (952) 893-6797
Contacts: Mark Boomgaarden, Consultant

Clark Consulting is a leading provider of strategic planning and leadership development, compensation and benefits consulting, bank-owned life insurance (BOLI), and benefit administration support services. We are endorsed by more than 40 banking trade organizations, including the American Bankers Association's Corporation for American Banking. With over 20 years of experience, Clark Consulting offers a seamless consultative approach that has helped more than 2,100 banking organizations across the country recruit, retain and reward their best people.
As a public company with more than 30 consulting offices serving the banking industry, Clark Consulting offers you staying power. Beginning at implementation and throughout the life of each program we design, Clark Consulting provides the ongoing consultation and professional administration support services needed to ensure that your plans continue to meet your bank's strategic objectives. NDBA Services, Inc. Endorsed Vendor

Federal Flood Certification Corporation
4000 Horizon Way • Irwing, TX 75063
800.449.3322
Contacts: Joe Wetegrove, President
Ed McLin, Senior Vice President Marketing
info@fedflood.com

Since 1992, Federal Flood has employed an accurate, cost-effective approach to flood zone determinations, enhanced by a commitment to technology and customer-focused services and solutions. With Federal Flood, lenders have access to free LOMA/LOMR services, customized billings and NFIP products. Our goal is to protect the lender, while expediting the closing process.

Renaissance
2801 West Brandy Wine Circle • Sioux Falls, SD 57108
605.310.5785
Contacts: Glenn Rasmussen, Principal
Eric Wallace, Prinicipal
gebenefits@sio.midco.net

Bank Advisors is one of the leading providers in the area of supplemental executive and director benefit planning for banks. They work exclusively with banks to design and administer programs that balance management benefits with shareholder returns. For over 22 years, Glenn and Eric have been working with banks in the Dakotas.

So whether you are interested in restoring shortfalls in existing plans, creating management incentives, upgrading director benefits or financing your bank’s plan obligations, Bank Advisors can provide solutions.

Investment Centers of America, Inc.
212 N. 4th Street • Bismarck, ND 58501
(800) 544-7113 • Fax (701) 258-5400
Contact: Charlotte Miller, New Business Coordinator

Investment Centers of America, Inc. is one of the oldest third party providers in the country offering FULL BROKERGE SERVICES through banks. ICA has been working with banks since 1985 and currently have around 250 relationships in a 24 state area.
Under this program, the main objectives are to:
    • Retain relationship with existing customers
    • Attract new customers to the bank
    • Provide new fee income to the bank
    • Position the bank to offer what customers are looking for -
       now and in the future
ICA provides ongoing marketing, sales and compliance support to their reps through a regional sales manager and sales assistant as well as a team of back office support.

North Dakota Guaranty & Title Company
400 East Broadway, Suite 102 • Bismarck, ND 58501
701.223.6835
Contacts:Janet Schwan, President
     Karen Johner, Vice President
     ndgt@thetitleteam.com

North Dakota Guaranty & Title offers title insurance, abstract of titles, escrow and closing services, registered agent service, 1031 exchange closing services and UCC reports.

Northland Securities, Inc.
45 South 7th St., Suite 2500 • Minneapolis, MN 55402
(800) 851-2920 • Fax (612) 851-5955
Contacts:Linda Knutson, Senior Vice President, Partner, Sales Manager

Northland Securities, Inc. is a full service investment firm specializing in underwriting and trading fixed income securities for community banks. Through our affiliate Northland Networks, we offer loan participations that are documented and serviced by a lead bank. The ownership of our parent company, Northland Capital Holdings, Inc., is shared by employees and outside investors, including Mr. Glen Taylor, well known Midwest business leader and owner of the Minnesota Timberwolves. During the past five years, Northland has underwritten and placed over $2.5 billion of municipal bonds and loan participations. Northland Securities, Inc. is a member FINRA/SIPC.

Promontory Interfinancial Network, LLC
711 Park Avenue • Wilmette, IL 60091
(847) 308-9357
Contact: Mark Martello

Promontory Interfinancial Network, LLC (Promontory) provides creative solutions that help banks and other financial institutions to compete more effectively. The company currently offers two well-established services - CDARS and IND. As a member of the Promontory Network, your bank can use one or both of these services to:
  • Offer full FDIC coverage on multi-million dollar investments which encourages customers to consolidate their investments through your institution. This can help your bank not only to attract new deposits, but also to expand market share, enhance customer loyalty, cross-sell other services and reduce collateralization cost.
  • Earn fee income by selling "excess" deposits. You can attract new customer deposits and take these funds off your balance sheet by selling "excess" deposits to institutions that need funds while maintaining complete ownership of the customer relationship.
  • Access fixed or floating rate funding without collateralization requirements or administrative hassles.


Roger N. Johnson Insurance, Inc.
100 Northwoods Boulevard • Columbus, OH 43235
(614) 436-5137 • Fax (614) 436-4906
Contact: Roger N. Johnson, President

The Roger N. Johnson Insurance Agency was formed in 1979 after Roger spent 17 years with Minnesota Mutual. Roger Johnson initially marketed mortgage life, but realized the need for additional products. He then formed a business partnership with Proctor Financial Insurance Corporation, marketing their mortgage hazard insurance, and more recently, their flood compliance services. We currently specialize in vertical marketing, offering more than 20 products and services to over 350 financial institutions throughout the country.

SouthWest Business Corporation (SWBC)
9311 San Pedro, #600
San Antonio, TX 78216
(972)342-1349
Contact: Susan Lelaurin, Director of Sales, Financial Division
E-mail: angfreeman@msn.com

SouthWest Business Corporation (SWBC) is a recognized leader in the financial services industry. Services available include: lender placed fire and flood, excess flood, blanket fire, lenders single interest and collateral protection insurance. With representatives across the country, SWBC is able to provide valuable products with responsive support and training.

Spectrum Financial Services, Inc.
9290 W. Dodge Road, Suite 203 • Omaha, NE 68114
(402) 933-4699 • Fax (402) 333-8339
Contacts: Thomas McAndrews, President • Scott Votava, Executive VP • Keith Falconer, District Sales Director

Spectrum Financial Services, Inc. is an independent, full-service insurance agency specializing in the delivery of core credit-related insurance products and services for community banks and their customers throughout the Midwest. Since 1978 Spectrum has provided fee income opportunities, including single premium credit life reinsurance programs through Spectrum Life Insurance Company, as well as other credit-related insurance products and services designed to develop and grow bank fee income, reduce or eliminate risk from the bank's portfolio, and reduce loan operation expenses.

St. Paul Travelers Companies
385 Washington St. • St. Paul, MN 55102-1118
(800) 643-1273 • Fax (651) 310-5490
Contacts: Ryan Anderson, Underwriter, Ext. 03481 • Joan Lyksett, Underwriter, Ext. 05077

The St. Paul has continuously provided quality insurance for Financial Institutions for more than 70 years through local independent insurance agents. The St. Paul offers coverage for a wide range of financial services risks, including Directors & Officers Liability, Employment Practices Liability, Financial Institution Bond, Kidnap/Ransom, Lender Liability and Property/Casualty. Ask your local independent agent about the St. Paul.

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LAW FIRMS

Anderson & Bottrell
4132 30th Ave. S., Suite 100 • Fargo, ND 58104-8407
(701) 235-3300 • Email: Lbottrell@andersonbottrell.com
Contacts: Lowell P. Bottrell

Anderson & Bottrell law firm has been serving the Fargo-Moorhead and surrounding areas for over 25 years. We are a diversified law firm, with attorneys who specialize in specific areas, while maintaining a general practice of law, thus allowing us to meet multiple needs of our clients. Our attorneys are licensed to practice law in North Dakota and Minnesota, in both federal and state courts, as well as before private arbitrators and mediators, enabling us to handle all litigation areas. We also serve many business clients in their legal needs in other states.

Conmy Feste LTD.
406 Main Ave, PO Box 2686 • Fargo, ND 58108
(701) 293-9911 • Fax (701) 293-3133 • Email: mthomas@conmylaw.com
Contacts: Paul M. Hubbard • Michael M. Thomas

Established in 1879, Conmy Feste is a general practice law firm of six lawyers licensed in both North Dakota and Minnesota. The firm places a special emphasis on creditor's rights and the representation of financial institutions involving workouts, collections, lender liability claims, loan documentation, and bankruptcy matters.

Crowley, Haughey, Hanson, Toole & Dietrich, P.L.L.P.
P.O. Box 1206 • Williston, ND 58802-1206
(701) 572-2200 • Fax (701) 572-7072
Contacts: Fred C. Rathert • Ken G. Hedge • Garth H. Sjue

Crowley, Haughey, Hanson, Toole, & Dietrich, P.L.L.P. is the largest firm in Montana and one of the largest firms in the Northern Rocky Mountain Region. The firm provides a full range of legal services throughout North Dakota, Montana, and Wyoming. It represents a number of banks and financial institutions in the region, offering assistance in the areas of creditor's rights in bankruptcy, mergers and acquisitions, financing transactions, and regulatory matters.

McNair, Larson & Carlson, Ltd.
Suite 600, 51 Broadway, P.O. Box 2189 • Fargo, ND 58108
(701) 293-9190 • Fax (701) 241-9107
Contacts: Michael D. McNair • Jerry D. Larson • Bruce H. Carlson • David L. Johnson

The firm provides counsel and legal services for banks and holding companies, including formation and acquisition. The firm provides representation in bank-debtor situations including bankruptcy, loan collections, and foreclosures. The firm provides assistance with loan documentation and loan agreements, as well as legal representation in all areas of real estate services.

Nilles Law Firm
P.O. Box 2626 • Fargo, ND 58108
(701) 237-5544 • Fax (701) 280-0762
Contact: Gregory B. Selbo

General representation of financial institutions including document preparation, title examination, title insurance, foreclosures, closing service for residential and commercial transactions and collections.

Olson & Burns, P.C.
PO Box 1180
Minot, ND 58702
(701)839-1740
Contact: Richard P. Olson, Attorney

Olson & Burns P.C. is dedicated to providing clients with a complete range of legal services in a prompt, professional and cost effective manner. Working as a team, attorneys and staff have assisted and represented clients in all fields of law.

Serkland Law Firm
P.O. Box 6017 • Fargo, ND 58108-6017
(701) 232-8957 • Fax (701)237-4049
Contact: Roger Minch

This eleven lawyer law firm began in 1888 and practices in all areas of the law in all courts throughout the states of North Dakota and Minnesota. It has represented lenders for most of its history. The firm represents numerous members of the NDBA and other creditors such as agricultural lenders, insurance companies, national commercial lenders and leasing companies. Special services for banking clients include appearances before the state banking board and regulatory bodies, and representation and advice about loan documentation, lien acquisition and perfection, loan workouts and settlements, mediation, foreclosure of real estate mortgages and personal property security interests, general collection, commercial litigation, lender liability prevention and defense and representation in bankruptcy court. Mr. Minch has been certified as a Creditor’s Risk Specialist by the American Board of Certification sponsored by the American Bankruptcy Institute and the Commercial Loan League of America.

Zimney Foster, P.C.
P.O. Box 13417 • Grand Forks, ND 58208-3417
(701) 772-8111 • Fax (701) 772-7328
Contact: John S. Foster, President of the firm

This ten-lawyer firm has been in existence since 1932, with a strong banking and commercial department concentrating in banking law and regulation, protection of secured and unsecured lender rights in bankruptcy cases, Uniform Commercial Code secured transactions, negotiable instruments, commercial paper transactions, loan documentation and loan file review, loan workout agreements, real estate mortgage foreclosures, chattel security foreclosures and repossessions, fidelity bond claims, title insurance, abstract examination, real estate loan closings, trusts and commercial and agricultural leases. The firm is AV rated and one of its members is listed in Best Lawyers in America, and Chambers USA America's Leading Lawyers for Business.

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LENDING & FUNDS SUPPORT

Assurity Finance & Development, LLC
P.O. Box 5926 • Grand Forks, ND 58206-5926
(701) 795-1110 • Fax (701) 746-9547
Contact: Jon A. Ramsey, Vice President

Assurity Finance & Development is primarily a commercial finance company based in Grand Forks, ND. Assurity’s staff offers over 60 years of combined experience in providing quality financial services to growing businesses in the upper Midwest. From objectively analyzing financial performance to structuring, sourcing, and funding loan accommodations, our key objective is to provide real value. Assurity’s success is directly dependent upon our ability to provide optimum financing solutions to our clients. We provide the following: independent objective analysis, commercial real estate mortgage brokerage,equipment term loans, equipment leasing, business operating lines and mezzanine/subordinate financing.

Dakota Certified Development Corp.
51 Broadway, Suite 500 • Fargo, ND 58102-4933
(701) 293-8892 • Fax (701) 293-7819
Contact: Toby Sticka, President

Participating with financial institutions and economic development organizations with the financial needs of businesses and communities.

Administer SBA 504 Program, USDA Rural Development, IRP Program and the SBA Microloan Program throughout the entire state.

Department of Commerce/ND Development Fund
Century Center, 1600 East Century Avenue, Suite 2 • Bismarck, ND 58502-2057
(701) 328-5310 • Fax (701) 328-5395
Contacts: Dean Reese, CEO

Debt and equity capital financing to assist growth, start-up and leveraged buy-out, "primary sector" companies.

ECI
302 South Locust Street • Glenwood, IA 51534
(800) 264-0787 Fax: (701) 527-4856
Contacts: Dave McEvoy, VP Media & Promotion

ECI has been building relationships with all sizes of lending institutions for over 20 years. Today we proudly support thousands of lending professionals throughout North America. Our Web Equity Managerฎ product is the premier loan origination and servicing solution in the marketplace. It is specifically designed to streamline loan origination, analysis, decisioning, servicing and workflow processes for commercial, small business, agricultural, and consumer loan request, all in a single, browser-based solution.

Federal Flood Certification Corporation
4000 Horizon Way • Irwing, TX 75063
800.449.3322
Contacts: Joe Wetegrove, President
Ed McLin, Senior Vice President Marketing
info@fedflood.com

Since 1992, Federal Flood has employed an accurate, cost-effective approach to flood zone determinations, enhanced by a commitment to technology and customer-focused services and solutions. With Federal Flood, lenders have access to free LOMA/LOMR services, customized billings and NFIP products. Our goal is to protect the lender, while expediting the closing process.

Federal Home Loan Bank of Des Moines
801 Walnut Street, Skywalk Level • Des Moines, IA 50309
(800) 544-3452 ext. 1181 • Fax (605) 331-4229
Contacts: Bob Perez, Vice President, Member Services

The Federal Home Loan Bank of Des Moines is a wholesale bank that provides low-cost short and long-term funding and community lending to more than 1,200 shockholder commercial banks, savings institutions, credit unions and insurance companies. FHLB Des Moines provides money to local banks to help supply loans for housing and community investment that build neighborhoods and strengthen communities. FHLB Des Moines, is wholly owned by its members and receives no taxpayer funding, and gives back to the community by devoting 10 percent of its net income each year to affordable housing programs. Operating in Iowa, Minnesota, Missouri, North Dakota and South Dakota, the Home Loan bank is one of 12 regional banks that make up the Federal Home Loan Bank System. The Home Loan Bank System is the largest supplier of home mortgage credit in the United States.

Kinetic Leasing, Inc.
3345 39th Street South #2 • Fargo, ND 58104-6916
(701) 476-0221 • Fax (701) 476-0277
Contact: Dan Saville, Senior Vice President

Kinetic Leasing is an independent general equipment lease finance company which creates flexible equipment leasing solutions for banks and its customers. Kinetic Leasing enters into partnership with community banks and provides a customized bank lease program for these banks. This partnership allows the community bank to offer a full service equipment lease product to its customers without incurring the costs associated with managing and operating its own leasing division.

Lake Agassiz Certified Development Company
417 Main Ave. • Fargo, ND 58103
(701) 235-1197 • Fax (701) 235-6706
Contact: Irv Rustad

The Lake Agassiz Certified Development Company, founded in 2004, is a non-profit corporation, whose mission is to assist in maintaining and enhancing the economic viability of communities throughout the state of North Dakota. LACDC provides financial resources and technical assistance, through federal, state, and local partnerships, to the states small business enterprises and also administers the Small Business Administration's 504 Loan Program for the State of North Dakota.

Marshall Bankfirst Corp.
225 South 6th Street, Suite 2900 • Minneapolis, MN 55402
(612) 376-1500 • 1-800-328-6122 • Fax (612) 692-5175
Contact: Tom Grady, Executive Vice President, Sales & Marketing

Marshall BankFirst is a dynamic financial services company specializing in innovative financial products and services including:
    • Commercial lending and loan participations
    • Residential mortgage services
    • Stored value card programs
Headquartered in Minneapolis, Marshall BankFirst combines the resources of three institutions:
    • BankFirst (South Dakota)
    • Marshall Bank, N.A.
    • The Marshall Group, an affiliate investment bank
Our unique business model allows banks and other financial institutions access to programs and services they generally could not do alone. Since 2001, we have originated more than $4.0 billion in commercial loans. We currently do business with 1,300 banks and financial institutions.

North Dakota Housing Finance Agency
P.O. Box 1535 • Bismarck, ND 58502-1535
(701) 328-8080 • Fax (701) 328-8090 • E-mail: info@ndhfa.state.nd.us
Contact: Michael A. Anderson
E-mail:info@ndhfa.org

Through unique public-private partnerships with lenders and community groups, NDHFA offers a variety of mortgage options to accommodate low-to-moderate income homebuyers. The agency also assists homebuyers with down payment and closing costs and offers a program to encourage homebuyer education.

North Dakota Small Business Development Center
1600 E. Century Avenue, Suite 2 • Bismarck, ND 58503
(701) 328-5375 • Fax (701) 328-5381
Contacts: Bon Wikenheiser

The North Dakota Small Business Development Center (ND SBDC) is a network of professionals throughout North Dakota that provides high quality, confidential assistance in counseling, training, and research to existing and prospective North Dakota small businesses. The ND SBDC also sponsors free and low-cost seminars and conferences providing continuing education in essential business management. ND SBDC offices are located in Grand Forks, Grafton, Devils Lake, Fargo, Jamestown, Bismarck, Dickinson, Williston and Minot.

Scott Financial Corporation
15010 Sundown Drive • Bismarck, ND 58503
(701) 255-2215 • Fax (701) 223-7299
Contacts: Brad J. Scott, President
Margo L. Scott, Vice President

Scott Financial Corporation is a $300 million commercial finance company located in Bismarck serving the corporate finance needs through bank loan participations of select client relationships throughout 10 states in the Midwest and Southwest.

Silver Hill Financial, LLC
1110 Jorie Blvd., Suite 100 • Oak Brook, IL 60523
(877) 498-1550 • Fax (877) 496-2294
Contact: Jonathan Mettel, VP of Sales - Midwest

Silver Hill Financial, LLC is headquartered in Miami with regional offices throughout the country. Silver Hill is a nationwide commercial real estate lender that offers financing to borrowers through a network of mortgage brokers and correspondents. The company's innovative residential-style program makes commercial lending as easy as residential, using flexible underwriting criteria ideal for borrowers seeking loans from $100,000 to $1.5 million.

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MARKETING PRODUCTS & SERVICES

Allied Solutions, LLC
Fargo Service Office, PO Box 9856 • Fargo, ND 58106-9856
(866) 633-1483 • Fax (701) 235-3577
Contact — Steve Owens, Client Management Representative

St. Paul Service Office, 400 Robert Street North • Suite 1150
St. Paul, MN 55101
(888) 784-0745 • Fax (651) 287-0015
Contact — Connie Klaers, Office Manager

Allied Solutions, LLC is a full service provider for banks. Our suite of Products and services includes credit protection, debt protection, web based POS Products, iQQ, mortgage life/disability, accidental death and dismemberment, term life, home warranty, Guaranteed Asset Protection, Mechanical Breakdown Protection, CPI, Courtesy Pay, Identity Theft, loan origination systems and others. Leverage our industry leading talent and resources to introduce a program that is customer focused, compliant and continually adjusted to regulatory and market changes. Our goal is to maximize your financial results while enhancing your customer service. NDBA Services, Inc. Endorsed Vendor

Bank OnHold
3508 French Park Drive, Suite 1 • Edmond, OK 73034
Toll-Free (800) 460-4653 • Fax (800) 460-9876
Contact: Brian Robinson, Vice President Sales & Marketing

"I can't do any other form of advertising and reach my customer base as cost effectively as I can with BankOnHold" says Danny Moser, President of First National Bank, Calico Rock, AR. Larry Cunningham, EVP of First Home Bank in Seminole, FL says, "Our service with BankOnHold has been fabulous. We are extremely pleased with the program and think it is very cost effective." Although no one intends for their customers to be placed on hold - it happens. In fact, many banks that originally did not think their short telephone hold times could possibly justify the use of the service found it to be one of the best marketing tools they use. Bank OnHold is the leading provider of on hold phone messaging and music services exclusively for banks and financial institutions. For more information visit www.bankonhold.com or call Brian Robinson at (800) 460-HOLD. NDBA Services, Inc. Endorsed Vendor

To listen to a FREE RECORDED MESSAGE regarding BankOnHold service, call anytime, 24 hours/day: 800-460-4653 ext. 125

Deluxe Financial Services
3660 Victoria Street North • Shoreview, MN 55126
(800) 328-9584 • Fax (701) 250-9939
Contacts: Voice Mail -- (800) 933-2211x156031
Corey Prince, Account Manager-ND • Scott Eaton, Client Sales Executive, Fargo, Grand Forks, x156052 • Dan Schwartz, District Sales Manager, x156044

Deluxe Financial Services (DFS) serves thousands of financial institution clients across the United States. Building on the company's history as the leading check printer, Deluxe uses its knowledge and understanding of consumer preferences to orchestrate outstanding customer experiences for the financial institutions it serves. DFS offers a variety of checks and related products to enhance customer satisfaction, strengthen check program security, increase revenue and improve efficiency. DFS is headquartered in Shoreview, Minnesota. NDBA Services, Inc. Endorsed Vendor

Denhardt Solutions/Main Street Checks
8720 Bentwood Drive • Eden Prarie, MN 55344
(952) 941-6352• Fax (952) 946-1977
Contact: Ken Denhardt, CEO/President

Denhardt Solutions focus for over 15 years has been to provide community banks with high quality MICR/Image compatible printed products. Our company philosophy of building long-term relationships is the primary reason we have been and will continue to be successful as we are dedicated to exceeding customer expectations.

Denhardt Solutions product line includes: ICBA endorsed Main Street checks, MICR-Pay loan payment books, MICR/Image internal bank forms, official checks, DDA/Savings statements, envelopes and outsource delivery of these statements, and consultative selling programs with design on deposit growth strategies

Image Printing
P.O. Box 696 • Bismarck, ND 58502
(701) 222-4000 • Fax (701) 255-7740 • Email: image@imageprinting.com
Contacts: Dave Nelson • Todd Clausnitzer • Rick Hertz

Old world craftsmanship with new world technology specializing in six-color printing, foil embossing, and the latest in pre-press technology.

MPI Coin, Inc.
PO Box 330 • 1235 Dakota Drive • Grafton, WI 53024
(800) 459-9487 • Fax (800) 641-9164
Contacts: Andrew Schwartz, President
Trent Reimer, New Account Development

MPI Coin provides a wide range of products and programs to more than 7,500 U.S. financial institutions. Our programs focus on the popularity of state quarters, presidential dollar coins, coin collecting and premium gifts to help financial institutions enhance customer service, attract new customers, and generate revenue. The NDBA and MPI Coin partnered together to bring you the 50 States Quarter Program and now the launch of the Presidential Collection products. Visit our website, www.mpicoin.com, or call 1-800-459-9487, to find out how our comprehensive support, program packages, and custom coin products make an ideal fit for financial institutions large or small. NDBA Services, Inc. Endorsed Vendor

Odney Advertising Agency • Graphic Traffic • dH Research • iNet Technologies
1400 West Century Ave. • Bismarck, ND 58502-2035
(701) 222-8721 • Fax (701) 222-8172
Contacts: Pat Finken, President

The Odney Advertising Agency
Good advertising creates awareness. Smart advertising forges a connection with target audiences, influences what they think and motivates them to take action. We develop smart advertising strategies for our clients that cut through the clutter to deliver effective messages using the most cost-efficient media mix. Our full line of services includes market research, media planning and placement, creative development, public and media relations, web development and online marketing. With so much competition for the attention of your target audience, good advertising isn't good enough. Smart companies choose us for smart advertising that gets attention and gets results.

Graphic Traffic
701-258-3866
Graphic Traffic has created striking designs for a wide variety of local, regional and national clients. Graphic Traffic is one of the few North Dakota companies to have had its work featured in Communication Arts magazine, a prestigious industry publication. The hallmark of Graphic Traffic’s designs is that they express a clear, powerful message through everything from logos to print ads, brochures, billboards, posters, stationery packages, annual reports, collateral materials and more. Our results-driven approach means that our designs appeal to your target audience and make the most effective use of each medium.

dH Research
701-235-2303
dH Research provides the business intelligence you need to make smart decisions that give your company a competitive edge. As the oldest and most respected independent research firm in North Dakota, dH Research has a well-deserved reputation for meticulous accuracy in gathering data and for insightful analysis of the results. Services include surveys conducted by phone, mail, e-mail or online, one-on-one interviews, focus groups, message testing, needs assessments, clinical and field trials, product testing, mystery shoppers and employee satisfaction surveys.

iNet Technologies
701-222-2242
iNet Technologies provides internet web site development, intranet development, internet marketing, multimedia production and custom application development. We specialize in web site content management systems. NDBA Services, Inc. Endorsed Vendor

Strunk and Associates, L.P.
1437 N Artesian Ave., #2 • Chicago, IL 60622
(773) 342-2559 • Fax (773) 235-3882
Contact: Edgar Millan, EVP

Established in 1976 by Chairman William H. “Bill” Strunk, Strunk and Associates, L.P. is a financial institution advisory service recognized nationally for its innovative design, development, and implementation of sustainable profit improvement solutions, most notably the Strunk “Overdraft PrivilegeSM Program”, for the financial services industry.

The firm’s reputation is built on nearly 30 years of providing expert and objective advisory services to thousands of financial institutions. For the past 10 years, the company has been dedicated exclusively to the development and delivery of its Overdraft PrivilegeSM Service. Strunk and Associates, L.P. has over 1,100 Overdraft PrivilegeSM clients in 47 states and Puerto Rico. Strunk and Associates, L.P. has the exclusive endorsement of NDBA along with over 20 other leading state banking associations. NDBA Services, Inc. Endorsed Vendor

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PRINTING AND SUPPLIES

Deluxe Financial Services
3660 Victoria Street North • Shoreview, MN 55126
(800) 328-9584 • Fax (701) 250-9939
Contacts: Voice Mail -- (800) 933-2211
Corey Prince, Account Manager-ND, x156031
Scott Eaton, Client Sales Executive, Fargo, Grand Forks, x156052
Dan Schwartz, District Sales Manager, x156044 , District Sales Manager, x156044

Deluxe Financial Services (DFS) serves thousands of financial institution clients across the United States. Building on the company's history as the leading check printer, Deluxe uses its knowledge and understanding of consumer preferences to orchestrate outstanding customer experiences for the financial institutions it serves. DFS offers a variety of checks and related products to enhance customer satisfaction, strengthen check program security, increase revenue and improve efficiency. DFS is headquartered in Shoreview, Minnesota. NDBA Services, Inc. Endorsed Vendor

Denhardt Solutions/Main Street Checks
8720 Bentwood Drive • Eden Prairie, MN 55344
952.941.6352 Fax: 952.946.1977
Contact: Ken Denhardt, CEO/President

Denhardt Solutions focus for over 15 years has been to provide community banks with high quality MICR/Image compatible printed products. Our company philosophy of building long-term relationships is the primary reason we have been and will continue to be successful as we are dedicated to exceeding customer expectations.

Denhardt Solutions product line includes: ICBA endorsed Main Street checks, MICR-Pay loan payment books, MICR/Image internal bank forms, official checks, DDA/Savings statements, envelopes and outsource delivery of these statements, and consultative selling programs with design on deposit growth strategies.

Financial Supply Center, Inc.
250 North 31st St., Suite 1 • Bismarck, ND 58501
701-355-1161 Fax: 701-355-1163
Contact: Harold Dushscherer, President

Financial Supply Center offers Korden Undercounter Steel cabinets, Schwab and Fireking fireproof cabinets, and Hon Office Furniture. We also offer a large selection of calculators, typewriters, fax machines, shredders, teller machines, laser printers, and coin/currency handling equipment. Contact FSC for discounted prices on all bank supplies and office products.
NDBA Services, Inc. Endorsed Vendor

Image Printing
P.O. Box 696 • Bismarck, ND 58502
(701) 222-4000 • Fax (701) 255-7740 • Email: image@imageprinting.com
Contacts: Dave Nelson • Todd Clausnitzer • Rick Hertz

Old world craftsmanship with new world technology specializing in six-color printing, foil embossing, and the latest in pre-press technology.

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TECHNOLOGY RESOURCES

Bruns System
(800) 255-9472 • Fax (800) 255-5840
Contact: Stephen Bruns

Since 1961, Bruns Systems has been a quality supplier of cost effective cash handling solutions for banks in North Dakota. Cash solutions include coin and currency counters/sorters, self-service coin deposit centers, ATMs, interactive online kiosks, and supplies. With service technicians and sales representatives throughout North Dakota, you can count on superior customer service. Our new mobile showroom can come to your bank to share the new self service coin deposit center and our interactive online kiosks that help turn your members into online banking users. For more in depth needs and analysis, our Online Banking Tour at De La Rue headquarters in Chicago will show you the latest in cash handling solutions. Bruns Systems - it all adds up!

CFC Technology Corporation
2600 Fernbrook Lane Suite 138 • Plymouth, MN 55447
(763) 235-5320 • Fax (763) 235-5301
Contact: Brent Siegel, Vice President of Sales & Marketing

CFC provides world-class bank technology solutions that increases efficency, save money, and add profits. Our strategies help banks reach their goals-today, tomorrow, and into the future.

We have helped 1,000 banks with 200 core conversions, implemented 950 Check21 sites, also 225 banks use our Merchant Capture products and we have upgraded 300 networks. Our Advisory Group helps with BCP’s, assessments, and workflow initiatives. SafetyVAULTTM for data backup and recovery is the most unique product in bank technology today.

When you combine profitability improvement products with our expertise in Merchant Capture, Check21, Managed Services and Performance Monitoring Products - it is easy to see why community banks trust CFC for all of their technology needs.

Connecting Point Technology Center
303 S. 3rd Street • Bismarck, ND 58504
(701) 258-6689 • Fax (701) 258-0768
Contact: Dan Durkee

Network consultation and design, hardware service and sales, software training, certified Microsoft training center, router and firewall management, network security consultation.

Dakota Security Systems, Inc.
2201 East 54th St. North • Sioux Falls, SD 57104
(800) 365-5625 • Fax (605) 271-7000
Contact: Carl Anderson, Regional Sales Manager • Chuck Risty, Regional Sales Manager

Sales, consulting, service and installation of security equipment such as vaults, vault doors, safes, chests, night depositories, safe deposit boxes, undercounter equipment, drive up equipment, alarms, CCTV & digital recorders. All name brands of equipment serviced, service contracts available and safe deposit lock & key service.

DCN, LLC (dba Dakota Carrier Network)
3901 Great Plains Drive South • Fargo, ND 58104
(701) 364-1300 • Fax (701) 280-1166
1615 Capital Way • Bismarck, ND 58501
(701) 258-2124 • Fax (701) 255-9501
Contacts: Evan Hass, General Manager • Don Pedersen, Operations Manager • Kevin Kaeding, Marketing Manager

DCN offers multiple state-of-the-art networking solutions to businesses including Carrier Ethernet, ATM/Frame Relay, private line (point-to-point), and high speed Internet services. DCN also offers secure Co-Location facilities in Fargo and Bismarck to house customer equipment.

All network services are supported by DCN’s statewide fiber optic backbone. Designed with multiple SONET rings, the backbone network provides for diverse routing and reliabilty that exceeds industry standards.

DCN’s sophisticated network platforms provide for virtually unlimited bandwidth to support video, voice and data communications.

Eide Bailly LLP
P.O. Box 2545 • Fargo, ND 58108-2545
(701) 239-8500 • Fax (701) 239-8544
Contacts: Greg Honl, CPA,Partner • Tim LeClair, CPA, Partner • Steve Boe, CPA, Manager • Ann Rockswold, Manager

P.O. Box 1914 • Bismarck, ND 58502
(701) 255-1091 • Fax (701) 224-1582
Contacts: Larry Kemnitz, CPA, Partner • Darrell Lingle, CPA, Partner • Dana Ereth, Manager

Eide Bailly LLP is a full-service certified public accounting and consulting firm with a team of professionals who work specifically with clients in the banking industry. As business advisors, we provide traditional accounting services, such as tax planning and tax return preparation, internal audit services, opinion audits and directors' examinations; as well as consulting services that include compliance consulting, technology planning, strategic planning, policies and procedures development, safety and soundness consulting, succession planning, bank merger analysis and assistance, bank stock valuations, bank acquisition assistance, and assistance with the preparation of applications and notices to federal and state regulatory agencies.

FISERV
4501 S. Technology Drive • Sioux Falls, SD 57106
(605) 323-6218 • Fax (605) 361-6969
Contact: Clair Gard

5540 20th Street S • Fargo, ND 58104
(701) 237-5164 • Fax (701) 293-8221
Contact: Brian Rodacker, Account Manager

Fiserv is an independent, full-service provider of integrated data processing and information management systems. The company offers various forms of customer outsourcing, in-house software systems, and PC-based systems.

Since 2002, we have underwritten more than 130 finance opportunities nationwide with loan amounts totaling more than $1.6 billion.

Fiserv has more than 160 products and product lines that span the banking, insurance, and securities industries, including account transaction and processing systems, electronic commerce transaction systems, item/back office systems, operations support, and management information systems. This vast range of solutions enables clients to obtain complete solutions from a single technology leader.

In the number of clients served, Fiserv is the number one U.S. provider of financial information technology to banks/thrifts, bank-owned broker/dealers, financial planners, mortgage lenders, and auto leasing companies.

FundsXpress
11950 Jollyville Road • Austin, Texas 78759
(512) 493-2500 • Fax (512) 493-2517
Contact: Jack McDonald, Account Executive
Jennifer Turnbow, Marketing

FundsXpress Financial Network, Inc. provides internet-based financial services to retail and commercial financial institutions with a leading position in security, compliance and privacy, and successful end user adoption rates. The FundsXpress product offering includes internet banking, bill payment, cash management, account aggregation, lending, and multifactor authentication. We offer marketing support training, incentive and merchandising tools to ensure the success of our clients. for more information, visit us at www.fundsxpress.com.

I_Tech Corporation
PO Box 31677 • Billings, MT 59107-1677
(406) 896-7300 • Fax (406) 896-7350
Contact: Clint Westrope, Regional Sales Executive

As a 40-year veteran, i_Tech is a data processing company specializing in providing the well-known, fully integrated, ITI Core solution combined with Item Processing, Imaging, and Archiving, e-Commerce, Technical Services and ATM/EFT services to financial institutions. We support the entire ITI product line, as well as selective third party interfaces that add value to the ITI product suite. Our size and structure enable us to provide a responsive, competitively priced alternative to other companies offering similar products and services in the financial processing arena. At i_Tech, our customers have direct access to top level management. We believe in the value of one clear line of communication and one meaningful step into a profitable technology partnership. Our mission: to provide quality solutions through superior software and exceptional service to our clients. Visit us at www.itechcorporation.com or call us at 1-800-342-1844.

NRG Technology Services
1661 Capitol Way • Bismarck, ND 58501
(701) 250-9400 • Fax (701) 328-7308
Contact: Chris Brown, Director

NRG Technology Services is a Hewlett-Packard and Microsoft business partner providing innovative technology solutions in hardware and software sales and service, network and server administration, managed services, video surveillance, and offsite backup and disaster recovery.

Network Center, Inc.
3487 S. University Drive • Fargo, ND 58104
(701) 235-0940 • Fax (701) 235-3520
Contact: Bruce Donarski, Account Executive

Network Center is a complete technology solution provider. We partner with small to medium sized financial services companies throughout the Midwest to provide them with premier services and secure networks for competitive advantages. We are also one of the largest Citrix dealers in the upper Midwest and have over 225 current customers in the banking industry. Our secure network technology solutions can help alleviate your GLBA and auditing concerns. We welcome you to find out why so many other banks have entrusted their networks to us.

Professional Computer Services LLP
PO Box 125 • Dickinson, ND 58601
(701) 225-4810 • Fax (701) 225-3661
Contacts: Matt Baseflug, Director of Information Security • Dennis Johnson, CEO • Ken Zach, General Manager

PCS and its owners have been servicing community banks for over 30 years by providing Information Systems Security Audits, Consulting, IT Support, and Hardware Support services to the banking industry. We help design, implement, and maintain safeguards to protect customer information by working closely with IT Steering committees to review current policies and procedures, making recommendations to correct deficiencies, and helping establish controls over critical systems and application. PCS's Service division provides hardware support services for proof machines, ATMs, vaults, alarms and CCTV systems, printers, computers, and mainframes. PCS Supplies handles all banking supply needs with very competitive pricing.

Secure Banking Solutions
PO Box 331 • Madison, SD 57042
(605) 270-3321
Contact: Rick Olivier, VP Sales

Secure Banking Solutions - dedicated to good security and successful IT exams. “We can take the headaches out of IT security and your IT exam.” Secure Banking Solutions (SBS) is a full-service information security consulting and auditing firm. They can 1) design and implement a sound information security program, 2) plan and conduct your external audit and 3) help with any of the following activities: risk assessments, policy and procedure development, penetration testing, vulnerability scanning, business continuity planning, incident response planning, disaster recovery planning, vendor management, and security awareness training.

Secureworks
11 Executive Park Drive NE
PO Box 95007 Atlanta, GA 30329
(404) 486-4410 • Fax (404) 929-1814
Contacts: Jamie Kirkland

With over 1,700 clients and 7,500 devices managed and monitored, SecureWorks has become the leading Managed Security Services Provider safeguarding more organizations than any other vendor. SecureWorks provides the most effective security services by leveraging our intergrated security management platform, advanced security research, and 100% GIAC certified experts. NDBA Services, Inc. Endorsed Vendor

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TRAINING RESOURCES

Bank Holding Company Association
200 Coon Rapids Boulevard NW, Suite 305 • Minneapolis, MN 55433
(800) 813-4754 • (763) 784-3222 • Fax (763) 784-4546
Contact: Dennis Emmans, Executive Director

Trade association chartered in 1980 to serve bank holding companies. Organized to educate bank owners, directors and senior officers on current ownership, legislative and regulatory issues within the financial services industry.

BAI Training
12250 Weber Hill Road, Suite 200 • St. Louis, MO 63127
(800) 264-7600 • Fax (800) 844-3637
Contact: Jennifer Nettermeyer, Account Executive

BAI Training offers NDBA members proven training in a variety of formats to meet your specific needs-all at a special discount. Our comprehensive library has over 450 titles covering topics such as: Compliance, Front Line, Security & Fraud, Customer Service, Sales, Management, Lending, Desktop Software, Business Topics and more. Training delivery formats from BAI include video, DVD, and online training. Our online training solution offers robust administrative tracking abilities that simplify compliance reporting and deliver relevant, consistent training to all your employees. Discover how you can have effective, proven training delivered directly to your bank!

Ascensus
PO Box 979 • Brainerd, MN 56401
(800) 346-3860 • Fax (218) 825-5010
Contact: Derek Owen

During the last 12 years, Ascensus (formally BYSIS) has strategically evolved from a single service provider - offering information processing and technology outsourcing services to community banks - to a highly diversified outsourcer serving virtually all sectors of the financial services industry. Ascensus is a leading provider of retirement services, technical expertise and educational products.NDBA Services, Inc. Endorsed Vendor.

Denhardt Solutions/Main Street Checks
8720 Bentwood Drive • Eden Prairie, MN 55344
952.941.6352
Contact: Ken Denhardt, CEO/President

Denhardt Solutions focus for over 15 years has been to provide community banks with high quality MICR/Image compatible printed products. Our company philosophy of building long-term relationships is the primary reason we have been and will continue to be successful as we are dedicated to exceeding customer expectations.

Denhardt Solutions product line includes: ICBA endorsed Main Street checks, MICR-Pay loan payment books, MICR/Image internal bank forms, official checks, DDA/Savings statements, envelopes and outsource delivery of these statements, and consultative selling programs with design on deposit growth strategies.

Network Center, Inc.
3487 S. University Drive • Fargo, ND 58104
(701) 235-0940 • Fax (701) 235-3520
Contact: Bruce Donarski, Account Executive

Network Center is a complete technology solution provider. We partner with small to medium sized financial services companies throughout the Midwest to provide them with premier services and secure networks for competitive advantages. We are also one of the largest Citrix dealers in the upper Midwest and have over 225 current customers in the banking industry. Our secure network technology solutions can help alleviate your GLBA and auditing concerns. We welcome you to find out why so many other banks have entrusted their networks to us.

North Dakota Small Business Development Center
1600 E. Century Avenue, Suite 2 • Bismarck, ND 58503
(701) 328-5375 • Fax (701) 328-5381
Contacts: Bon Wikenheiser

The North Dakota Small Business Development Center (ND SBDC) is a network of professionals throughout North Dakota that provides high quality, confidential assistance in counseling, training, and research to existing and prospective North Dakota small businesses. The ND SBDC also sponsors free and low-cost seminars and conferences providing continuing education in essential business management. ND SBDC offices are located in Grand Forks, Grafton, Devils Lake, Fargo, Jamestown, Bismarck, Dickinson, Williston and Minot.

Ramada Plaza Suites & Convention Center
1635 42nd Street South • Fargo, ND 58103
(701) 227-9000 • Fax: (701) 281-7144
Contact: Shaun Johnson, Outside Sales Manager

Full service hotel and convention center. Home of the beautiful Crystal Ballroom. 2007 Presidential Award Winning Hotel.

University of North Dakota
140B Gamble Hall • Grand Forks, ND 58202
(701) 777-3700 • Fax (701) 777-2019
Contacts: Dr. Steven A. Dennis, Aarestad Chair of Banking

The College of Business and Public Administration provides state of the art facilities and programming for students interested in a banking and finance career. The A. Kirk Lanterman Investment Center has an array of financial software and technology available to banking leaders to conduct training or host meetings. Dr. Steve Dennis, who holds the prestigious Aarestad Endowed Chair of Banking at the University of North Dakota, is prepared and interested in reaching out to banks across North Dakota. The College of Business and Public Administration offers over 15 degree programs, including programs with a banking and finance focus.

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TRUST SERVICES

BancInsure
120 N 3rd St, Suite 240 • Bismarck, ND 58501
(701) 250-6633 • Fax (701) 223-9500
Contacts: Jodi Brown • Pat Bosch

BancInsure is an insurance company established solely for the purpose of banker’s needs. BancInsure provides NDBA member banks with Financial Institution Bond, Directors and Officers Liability, Excess Deposit Insurance and complete Property and Casualty coverage. Our newest poliies include Identity Theft and Internet Security Liability. BancInsure offers a stable and dependable source of insurance at competitive prices while putting an emphasis on superior service. More North Dakota banks now carry their financial institution bonds with BancInsure than all other insurance companies combined.NDBA Services, Inc. Endorsed Vendor

North Dakota Guaranty & Title Company
400 East Broadway, Suite 102 • Bismarck, ND 58501
701.223.6835
Contacts:Janet Schwan, President
     Karen Johner, Vice President
     ndgt@thetitleteam.com

North Dakota Guaranty & Title offers title insurance, abstract of titles, escrow and closing services, registered agent service, 1031 exchange closing services and UCC reports.

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OTHER SERVICES

A & B Tours
PO Box 2176
Minot, ND 58702
(701)852-8144
Contact: Kathy Chadwell, Owner
E-mail: abtours@srt.com

A & B Tours offers custom designed tours (primarily motor coach) to banks and their senior clubs. The services provided allow club members a savings opportunity not available to the general public.

The Baker Group
1601 NW Expressway, 20th Floor
Oklahoma City, OK 73118
(405) 415-7222 Fax: (405) 415-7366
Contact: Jantz Kinzer
Email: jantz@gobaker.com

The Baker Group is a leader in the development of innovative assets/liability and investment portfolio management services for community banks. Products and services include: asset/liability management, investment portfolio accounting, investment portfolio analysis, budget and board reporting, broker/dealer services plus educational programs concerning regulatory issues, interest rate risk and portfolio management.

Baker is endorsed by three state community banking associations- TX, IN and IL. Baker’s main office is located in Oklahoma City with branch offices in Austin, Indianapolis, Springfield, and Salt Lake City. You can reach any office by calling 1-800-937-2257 or find us on the web at www.gobaker.com

Bank Holding Company Association
200 Coon Rapids Blvd. NW, Suite 305 • Minneapolis, MN 55433
(800) 813-4754 or (763) 784-3222 • Fax (763) 784-4546 • Email: wdebhca@aol.com
Contact: Dennie Emmans, Executive Director

Trade association chartered in 1980 to serve bank holding companies. Organized to educate bank owners, directors and senior officers on current ownership, legislative and regulatory issues within the financial services industry.

Benefits for Success
PO Box 908 • Fargo, ND 58107-0908
(701) 365-8780 • Fax (701) 234-1680
Contact: David Lysne, President

Benefits for Success in Fargo specializes in employee benefits-specifically group life insurance, short term disability insurance and long term disability insurance.

Prior to sending out the RFP we review current plans and suggest any improvements. Our banking clients have saved between 33% and 64% of their premium and we were able to improve the benefit in two-thirds of the banks-especially in the long term disability insurance plan. And the banks we work with tell us they have been pleased with our service.

Dave Lysne is the owner of Benefits for Success and has been working directly with employee benefits for 12 years and was the human resources administrator for two banking groups in Fargo for 20 years prior to that

Bremer Financial Services, Inc.
445 Minnesota Street Suite 2000 • St. Paul, MN 55101-2107
(651) 227-7621 • Fax (651) 312-3750
Contact: Stan K. Dardis

Financial Services.

The Copper River Group Inc.
626 Hackberry Drive South, Suite 100 • Fargo, ND 58104
(701) 293-6222
Contact: Dan M. Fisher, President and CEO

Headquartered in Fargo, North Dakota, The Copper River Group is a consulting firm that focuses on community banks. Our specialty is providing consultative support in strategic technology planning, information technology and payments systems. With over 30 years of banking and technology experience, The Copper River Group has the experience to assist your organization in making the right technology decision, selecting the right vendor and negotiating contract terms that will help you remain competitive in the marketplace.

CBCInnovis
2605 Meadowcreek Circle • Fargo, ND 58104
(800) 685-7346 • Fax (701) 293-9277
Contact: Jim Loomis, Bureau Manager

CBCInnovis offers credit reporting, Identity Theft prevention reports, Flood Zone Determinations and much more. CBCInnovis offers a wide range of credit information services for use by credit card, auto, mortgage and other lenders, insurance providers, property managers, employers and other credit providers.

Innovis Data Solutions was purchased by CBC Companies in April, 1999. This consumer credit information repository collects consumer credit data from credit grantors throughout the United States. Traditional credit resources as well as other industries provide data to Innovis. Protection of the privacy of consumers as well as preservation of the quality, accuracy and integrity of consumer information is fundamental in the processes developed by Innovis. Innovis is now the most advanced online database and inquiry system currently employed in the reporting business. NDBA Services, Inc. Endorsed Vendor

DCN, LLC (dba Dakota Carrier Network)
3901 Great Plains Drive South • Fargo, ND 58104
(701) 364-1300 • Fax (701) 280-1166
1615 Capital Way • Bismarck, ND 58501
(701) 258-2124 • Fax (701) 255-9501
Contacts: Evan Hass, General Manager • Don Pedersen, Operations Manager • Kevin Kaeding, Marketing Manager

DCN offers multiple state-of-the-art networking solutions to businesses including Carrier Ethernet, ATM/Frame Relay, private line (point-to-point), and high speed Internet services. DCN also offers secure Co-Location facilities in Fargo and Bismarck to house customer equipment.

All network services are supported by DCN’s statewide fiber optic backbone. Designed with multiple SONET rings, the backbone network provides for diverse routing and reliabilty that exceeds industry standards.

DCN’s sophisticated network platforms provide for virtually unlimited bandwidth to support video, voice and data communications.

Denhardt Solutions/Main Street Checks
8720 Bentwood Drive • Eden Prairie, MN 55344
952.941.6352
Contact: Ken Denhardt, CEO/President

Denhardt Solutions focus for over 15 years has been to provide community banks with high quality MICR/Image compatible printed products. Our company philosophy of building long-term relationships is the primary reason we have been and will continue to be successful as we are dedicated to exceeding customer expectations.

Denhardt Solutions product line includes: ICBA endorsed Main Street checks, MICR-Pay loan payment books, MICR/Image internal bank forms, official checks, DDA/Savings statements, envelopes and outsource delivery of these statements, and consultative selling programs with design on deposit growth strategies.

Federal Home Loan Bank of Des Moines
801 Walnut Street, Skywalk Level • Des Moines, IA 50309
(800) 544-3452, Ext. 1181 • Fax (605) 331-4229
Contact: Bob Perez

The FHLB of Des Moines is a wholesale bank that provides low-cost short and long-term funding and community lending to more than 1,200 stockholder commercial banks, savings institutions, credit unions and insurance companies. FHLB Des Moines provides money to local banks to help supply loans for housing and community investment that build neighborhoods and strengthen communities. FHLB Des Moines is wholly owned by its members and receives no taxpayer funding, and gives back to the community by devoting 10 percent of its net income each year to affordable housing programs. Operating in Iowa, Minnesota, Missouri, North Dakota and South Dakota, the Home Loan Bank is one of 12 regional banks that make up the Federal Home Loan Bank System. The Home Loan Bank system is the largest supplier of home mortgage credit in the United States.

Federal Reserve Bank of Minneapolis
90 Hennepin Avenue, PO Box 291 • Minneapolis, MN 55480
(800) 553-9656 • Fax (612)204-6960
Contact: Steve Peterson, Account Manager
Dennis Spencer, Account Manager
Pamela Hasenberg, Director of Sales

The Federal Reserve offers innovative services that provide accessibility and flexibility for a dynamic, evolving industry. Our services include Check, FedACHฎ, FedACH Internationalฎ, FedACH Risksm, FedCashฎ, FedForwardฎ, FedReceiptฎ, FedReturnฎ, FedWireฎ Funds and Securities, National Settlement and Treasury Services, and Account Management and Service Charge Information. Visit us at www.frbservices.org or contact your account manager

Renaissance Bank Advisors
2801 West Brandy Wine Circle • Sioux Falls, SD 57108
605.310.5785
Contacts: Glenn Rasmussen, Principal
     Eric Wallace, Prinicipal
     gebenefits@sio.midco.net

Renaissance Bank Advisors is one of the leading providers in the area of supplemental executive and director benefit planning for banks. They work exclusively with banks to design and administer programs that balance management benefits with shareholder returns. For over 22 years, Glenn and Eric have been working with banks in the Dakotas.

So whether you are interested in restoring shortfalls in existing plans, creating management incentives, upgrading director benefits or financing your bank’s plan obligations, Renaissance Bank Advisors can provide solutions.

Holiday Inn of Fargo
3803 13th Ave S • Fargo, ND 58103
(701) 282-2700 • Fax (701) 281-9729 • E-Mail: jillshaw@att.net
Contacts: Doug Anselmin, General Manager • Jill Shaw, Director of Sales

The Holiday Inn of Fargo is an award winning hotel which features 310 all new, completely redesigned guest rooms, over 27,000 square feet of commercial space, two restaurants and a lounge/casino. Home of Shipwreck Bay Water playland which features five children's waterslides. Free high-speed internet access in all rooms, commercial space, business center and common areas.

Kinetic Leasing, Inc.
3345 39th Street South #2 • Fargo, ND 58104-6916
(701) 476-0221 • Fax (701) 476-0277
Contact: Dan Saville, Senior Vice President

Kinetic Leasing is an independent general equipment lease finance company which creates flexible equipment leasing solutions for banks and its customers. Kinetic Leasing enters into partnership with community banks and provides a customized bank lease program for these banks. This partnership allows the community bank to offer a full service equipment lease product to its customers without incurring the costs associated with managing and operating its own leasing division.

MinnKota Secured Document Destruction
PO Box 1864 • Fargo, ND 58107-1864
(701) 293-8428 • Fax (701) 293-0813
Contacts: Mary G. Aldrich

MinnKota is a division of Beverage Wholesalers, Inc., of Fargo, ND and is the only "certified document destruction company" in North Dakota. We provide confidential document destruction and recycling services in North Dakota and Minnesota. Our services include trained personnel that transport confidential documents in locked containers, in a secure truck, to our facility at 809 4th Avenue North in Fargo where documents are shredded. We perform background checks on all of our employees and our staff is highly trained and sign confidentiality agreements in respect to handling documents for our customers.

MinnKota is a securely locked facility, monitored by a camera surveillance system that views the destruction process. The building is electronically alarmed and only accessible to authorized personnel involved in the destruction process. Tech process of shredding destroys all documents so they are indecipherable and a Certificate of Destruction is furnished upon invoicing. Once shredded, these documents are baled and shipped to a pulping mill and recycled. In addition to paper destruction, MinnKota also offers product destruction including: microfiche and microfilm, electronic, and magnetic media.

MPI Coin, Inc.
PO Box 330 • 1235 Dakota Drive • Grafton, WI 53024
(800) 459-9487 • Fax (800) 641-9164
Contacts: Andrew Schwartz, President • Trent Reimer, New Account Development

MPI Coin provides a wide range of products and programs to more than 7,500 U.S. financial institutions. Our programs focus on the popularity of state quarters, presidential dollar coins, coin collecting and premium gifts to help financial institutions enhance customer service, attract new customers, and generate revenue. The NDBA and MPI Coin partnered together to bring you the 50 States Quarter Program and now the launch of the Presidential Collection products. Visit our website, www.mpicoin.com, or call 1-800-459-9487, to find out how our comprehensive support, program packages, and custom coin products make an ideal fit for financial institutions large or small. NDBA Services, Inc. Endorsed Vendor

Nilles Law Firm
PO Box 2626 • Fargo, ND 58108
(701) 237-5544 • Fax (701) 280-0762
Contact: Gregory B. Selbo

General representation of financial institutions including document preparation, title examination, title insurance, foreclosures, closing service for residential and commercial transactions and collections.

Odney Advertising Agency • Graphic Traffic • dH Research • iNet Technologies
1400 West Century Ave. • Bismarck, ND 58502-2035
(701) 222-8721 • Fax (701) 222-8172
Contacts: Pat Finken, President

The Odney Advertising Agency
Good advertising creates awareness. Smart advertising forges a connection with target audiences, influences what they think and motivates them to take action. We develop smart advertising strategies for our clients that cut through the clutter to deli