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DIF Recapitalizing Faster Than Expected

Posted on 10/15/2012

The Deposit Insurance Fund reserve ratio is on track to reach the statutory minimum target of 1.35 percent by the Sept. 30, 2020, deadline, according to the FDIC. The DIF balance has risen for 10 consecutive quarters, the number of problem banks has dropped for five straight quarters, and the estimated five-year cost of failures has been projected downward from $12 billion to $10 billion, the agency reported. Read the FDIC staff memo on the DIF at

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