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CFPB Releases Exam Guidance on New Mortgage Rules

Posted on 6/5/2013

The Consumer Financial Protection Bureau yesterday issued interim examination procedures to accompany its new rules on appraisals, escrow accounts, and compensation and qualifications for loan originators. The updates apply to the exam manuals for the Truth in Lending Act and the Equal Credit Opportunity Act.

The bureau said the updates are the first of many, and that it is coordinating its procedures with other federal banking regulators to promote a consistent regulatory experience. It added that it will issue exam procedures for the ability-to-repay and mortgage servicing rules within the next several months.

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