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Federal Reserve Releases Stress Test Results

Posted on 3/21/2014

The Board of Governors of the Federal Reserve released a statement yesterday regarding the summary results of its annual bank stress test. The Fed's stress test is one of the most important gauges used to determine the resiliency of the financial services industry. This is the fourth round of testing - implemented by a federal mandate - since the 2009 Dodd-Frank Act.

The results show "the largest banking institutions in the US are collectively better positioned to continue to lend to households and businesses and to meet their financial commitments in an extremely severe economic downturn than they were five years ago." This year's stress test results reflect continued widespread improvement in banks' capital positions since the financial crisis.

"The Federal Reserve's stress scenario estimates are the outcome of deliberately stringent and conservative assessments under hypothetical economic and financial market conditions and the results are not forecasts or expected outcomes."

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