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CFPB Updates Compliance Guides to Reflect Rural/Underserved Rule

Posted on 4/1/2016

The Consumer Financial Protection Bureau has updated certain compliance guides related to Regulation Z to reflect last week's rule broadening the availability of certain special provisions for small creditors operating in rural or underserved areas.

The bureau made updates to the compliance guides for the Ability to Repay/Qualified Mortgage, Home Ownership and Equity Protection Act and the TILA Higher-Priced Mortgage Loans Escrow rules, as well as the transaction coverage and exemption chart, the small creditor QM flowchart and the ATR/QM comparison chart.

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