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                                                               EXECUTIVE COMMITTEE

                                  18                    13
                                                               CHAIRMAN           CHAIRMAN-ELECT     TREASURER
     16                        22                              Steve Rehovsky     Todd Steinwand     Judd Graham
                                                               First United Bank   Bank of North Dakota   Bremer Bank
 LEAD360                                                       Park River         Bismarck           Fargo

                                                               NDBA BOARD OF DIRECTORS
 Save the date!                                                Corey Cleveland    Kelly Rachel       Ernie Strube
 February 24 & 25, 2015                                        United Valley Bank   Unison Bank      Goose River Bank
 Courtyard by Marriott, Bismarck                               Grand Forks        Jamestown          Mayville
 LEAD360 is designed to bring together professionals           Barry Hanson       Deb Schouweiler    Dan Vollmer
 from various areas of the bank to formulate ideas as a
 team. Banking leaders in marketing, sales, lending, human     United Valley Bank   Peoples State Bank   Dacotah Bank
 resources, customer service and branch management will        Cavalier           Fairmount          Minot
 gain timely information on trends in the financial services
 industry, best practices of leading community banks and   FEATURES
 valuable insight into high-performance cultures.              Kim Meyer          Bruce Schreiner    Bob Willer
                                                               Gate City Bank     Garrison State Bank and Trust   American Trust Center
     13   NDBA Welcomes Kennedy as Associate                   Fargo              Garrison           Bismarck
              More information coming soon.
          General Counsel                                      Jolene Muscha      Tom Stennes
                                                               Bank of Glen Ullin   Harwood State Bank
     13   Foss Announces Retirement Effective June 30          Glen Ullin         Harwood
     16   LEAD360 Preview                                      Christie Obenauer   Holly Stromsodt
                                                               Union State Bank   Citizens State Bank of Finley
     18   Live Well: Work Well – 2 Chronic Conditions That     Hazen              Finley
          Can Cause Cancer
     20   Financial Wellness: Creating a Spending Plan         NDBA SERVICES, INC. BOARD OF DIRECTORS
     22   NDBA Peer Groups: Networking Sparks Ideas            Jeff Leuthold      Todd Heilman       Jamie Nelson
                                                               Cornerstone Bank   Western State Bank   Farmers Security Bank
     24   Business Partner Feature: The Regulators are         New Town           Devils Lake        Washburn
          Coming. The Regulators are Coming ...                VICE-CHAIR         Gary Inman         Jeremy Skoglund
     28   Can Your Portfolio Play Defense, Too?                Darren Haugen      Bell Bank          Choice Financial Group
                                                               Starion Bank
     IN EVERY ISSUE                                            Lois Bednar
                                                               Bank Forward
     2    Calendar of Events                                   Fargo
     3    NDBA Directors & Staff

     4    Articles                                             NDBA STAFF
                                                               Rick Clayburgh     Marilyn Foss       Ann Reich
     14   NDBA Education Events & Webinars                     President and CEO   General Counsel   SVP of Strategic Partnerships
     34   Happenings                                           Jackie Bauer       Jolene German      Lisa Vance
                                                               Business and Database   Administrative Assistant   Communications and Marketing
     38   Banker Classifieds                                   Coordinator    Coordinator
                                                                                  Dorothy Lick
        Mission Statement                                      Angi Day           SVP of Education
                                                               Benefits Coordinator
        Extraordinary Leadership for North Dakota Banks

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