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Ag Lenders Gather

          in Bismarck

          More than 130 ag lenders attended NDBA’s annual Ag Credit
          Conference September 27 and 28 at the Radisson Hotel in
          Bismarck. The conference included learning, networking,
          tours and an optional golf tournament at Hawktree Golf

          The conference began with a roundtable discussions on current
          banking and agricultural lending issues. Dr. David Kohl
          presented the first keynote address, “Straight Talk, Straight
          Actions,” in which he shared the six Cs of lending: for the
          organization: conservative, courageous, and consistent; and,
          for the lender: calculate, critically think, and communicate.  “Sarah Gibson was one of the best speakers I have heard on the generations topic.”

          Next up was Patrick Patton from Stewart-Peterson, who
          offered a look at “Managing Risk or Managing Emotions?”
          and introduced a risk management market simulation, which
          attendees competed in throughout the conference.

          Breakout  sessions were  offered before and after  lunch and
          included five topics: NDAWN as a weather risk management
          tool, U.S. bioenergy policy, beef industry trends, five behaviors
          of a cohesive team and emotional intelligence at work.  The
          afternoon offered two keynote presentations, Sarah J. Gibson
          with “Geezer. Punk.  Whatever. Bridging the Generational
          Divide” and economist Toby Madden who offered his take   “Great mixture of speakers.”
          on “How Will the Economy Fare this Next Year?” The day
          ended with a reception and time for visiting with ag lenders
          from across the state.

          Thursday morning, ag lenders boarded buses for tours to
          Bobcat or the ND State Capitol and Heritage Center. After
          the tours, Curt Covington from Farmer Mac discussed “How
          to Spot Problem Borrowers Before  they Start Circling the
          Drain.” The conference closed with Katie Dilse from Scranton
          and her powerful keynote, “The Business of Life.”
          Thank you to all who attended. We hope you will join us next
          year in Fargo September 27 and 28.
          Thank you to the conference Sponsors:
                                                                                     “This is an excellent event. Thank you for all the
                                                                                             work you put into it.”

                                                                     “Networking with peers from across the state is always one of
                                                                                  the best takeaways.”

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