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CoNTeNTS



                                                               EXECUTIVE COMMITTEE












                         14                             16
                                                               CHAIRMAN           CHAIRMAN-ELECT     TREASURER
                                                               Steve Rehovsky     Todd Steinwand     Judd Graham
                                                               First United Bank   Bank of North Dakota   Bremer Bank
                                                               Park River         Bismarck           Fargo


                                                               NDBA BOARD OF DIRECTORS
                                                               Corey Cleveland    Kelly Rachel       Ernie Strube
                                                               United Valley Bank   Unison Bank      Goose River Bank
                                                               Grand Forks        Jamestown          Mayville
                             23                         24     Barry Hanson       Deb Schouweiler    Dan Vollmer
                                                               United Valley Bank   Peoples State Bank   Dacotah Bank
                                                               Cavalier           Fairmount          Minot
     FEATURES
                                                               Kim Meyer          Bruce Schreiner    Bob Willer
     11   MBIS Offers Equifax Breach Guidance                  Gate City Bank     Garrison State Bank and Trust   American Trust Center
                                                               Fargo
                                                                                  Garrison
                                                                                                     Bismarck
     14   Surveys Show Rising Health Care Costs Affect         Jolene Muscha      Tom Stennes
          Retirement Savings – HSAs Are a Solution             Bank of Glen Ullin   Harwood State Bank
                                                               Glen Ullin         Harwood
     16   Ag Lenders Gather in Bismarck
                                                               Christie Obenauer   Holly Stromsodt
     18   An Update on Tax Reform                              Union State Bank   Citizens State Bank of Finley
                                                               Hazen
                                                                                  Finley
     23   Fighting Fraud: Security Professionals and
          Law Enforcement Team Up                              NDBA SERVICES, INC. BOARD OF DIRECTORS
     24   Live Well: Work Well – Women’s Health:               CHAIR
                                                               Jeff Leuthold      Gary Inman         Jamie Nelson
          Breast Cancer                                        Cornerstone Bank   Bell Bank          Farmers Security Bank
                                                               New Town           Fargo              Washburn
     IN EVERY ISSUE                                            Lois Bednar        Todd Heilman       Jeremy Skoglund
                                                               Bank Forward       Western State Bank   Choice Financial Group
                                                               Fargo              Devils Lake        Bismarck
     2    Calendar of Events
     3    NDBA Directors & Staff                               Darren Haugen
                                                               Starion Bank
                                                               Mandan
     4    Articles
     12   NDBA Education Events & Webinars
                                                               NDBA STAFF
     28   Happenings                                           Rick Clayburgh     Marilyn Foss       Ann Reich
                                                               President and CEO   General Counsel   SVP of Strategic Partnerships
     32   Banker Classifieds                                   rick@ndba.com      marilyn@ndba.com   ann@ndba.com
                                                               Jackie Bauer       Jolene German      Lisa Vance
                                                               Business and Database   Administrative Assistant   Communications and Marketing
                                                               Coordinator        jolene@ndba.com    Coordinator
                                                               jackie@ndba.com                       lisa@ndba.com
                                                                                  Dorothy Lick
                                                               Angi Day           SVP of Education
        Mission Statement                                      Benefits Coordinator   dorothy@ndba.com
                                                               angi@ndba.com
        Extraordinary Leadership for North Dakota Banks

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