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CoNTeNTS



                                                               EXECUTIVE COMMITTEE












                         16                             22
                                                               CHAIRMAN           CHAIRMAN-ELECT     TREASURER
                                                               Steve Rehovsky     Todd Steinwand     Judd Graham
                                                               First United Bank   Bank of North Dakota   Bremer Bank
                                                               Park River         Bismarck           Fargo


                                                               NDBA BOARD OF DIRECTORS
                                                               Corey Cleveland    Kelly Rachel       Ernie Strube
                                                               United Valley Bank   Unison Bank      Goose River Bank
                                                               Grand Forks        Jamestown          Mayville
                             23                         18     Barry Hanson       Deb Schouweiler    Dan Vollmer
                                                               United Valley Bank   Peoples State Bank   Dacotah Bank
                                                               Cavalier           Fairmount          Minot
     FEATURES
                                                               Kim Meyer          Bruce Schreiner    Bob Willer
     12   Heitkamp Announces Bipartisan Regulatory             Gate City Bank     Garrison State Bank and Trust   American Trust Center
                                                                                                     Bismarck
                                                                                  Garrison
                                                               Fargo
          Relief & Consumer Protection Plan
                                                               Jolene Muscha      Tom Stennes
     13   Washington Update: Making Things Happen              Bank of Glen Ullin   Harwood State Bank
                                                               Glen Ullin         Harwood
     16   Fun-Filled Fall Meetings
                                                               Christie Obenauer   Holly Stromsodt
     18   Live Well: Work Well – Start Planning Today for a    Union State Bank   Citizens State Bank of Finley
                                                               Hazen
                                                                                  Finley
          Stress-free Holiday Season
     22   Pay It Forward Story: Starion Bank                   NDBA SERVICES, INC. BOARD OF DIRECTORS
     23   Welcome NDBA’s New Associate Members                 CHAIR
                                                               Jeff Leuthold      Lois Bednar        Jamie Nelson
                                                               Cornerstone Bank   Bank Forward       Farmers Security Bank
                                                               New Town           Fargo              Washburn
     IN EVERY ISSUE
                                                               VICE-CHAIR         Gary Inman         Jeremy Skoglund
     2    Calendar of Events                                   Darren Haugen      Bell Bank          Choice Financial Group
                                                               Starion Bank
                                                                                                     Bismarck
                                                                                  Fargo
                                                               Mandan
     3    NDBA Directors & Staff
                                                                                  Todd Heilman
                                                                                  Western State Bank
     4    Articles                                                                Devils Lake

     14   NDBA Education Events & Webinars
     30   Happenings                                           NDBA STAFF
     36   Banker Classifieds                                   Rick Clayburgh     Marilyn Foss       Ann Reich
                                                               President and CEO
                                                                                  General Counsel
                                                                                                     SVP of Strategic Partnerships
                                                               rick@ndba.com      marilyn@ndba.com   ann@ndba.com
                                                               Jackie Bauer       Jolene German      Lisa Vance
                                                               Business and Database   Administrative Assistant   Communications and Marketing
                                                               Coordinator        jolene@ndba.com    Coordinator
                                                               jackie@ndba.com                       lisa@ndba.com
                                                                                  Dorothy Lick
                                                               Angi Day           SVP of Education
        Mission Statement                                      Benefits Coordinator   dorothy@ndba.com
                                                               angi@ndba.com
        Extraordinary Leadership for North Dakota Banks
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