Page 40 - June 20, 2024 Bulletin
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The Baker Group


                Is COMMITTED                                     to






              he Baker Group was founded by a community banker in 1979 with the express purpose of serving and
          Tsupporting community banks nationwide. Over the last forty-five years, our commitment to that mission
          has not wavered. We now help more than one-thousand community banks across the country manage their
          balance sheets, interest rate risk, and investment portfolios.

          Some in our industry openly advocate for fewer community banks in the U.S., going so far as to say we
          should have just a few dozen mega banks. We cannot disagree more strongly!

          Community banks are the lifeblood of America and the communities they serve. Show us a thriving city or
          town anywhere and we promise there will be a strong community bank at the heart of that town, lending
          to small businesses, helping farmers, donating to charities, and supporting the community in countless
          ways. Without community banks, America as we know it would look much different, and not in a good way.

          Community banks reflect the communities they serve—whether suburban, rural, interurban, agricultural,
          resort, military, or any other demographic. They are the backbone of these distinct micro-economies that
          abound throughout this great country. As long as these diverse communities exist, the need will remain
          for local institutions that understand the nuances of each specific community, from deposit products, to
          lending programs, to cash management. Without community banks, many customers would be left with
          an inefficient cookie-cutter banking system not structured to meet the unique needs of the communities
          they are supposed to serve.



                The Baker Group remains committed to supporting community banks, the banking associations
                that advocate for them, and our shared mission of strengthening local communities across
                America. We are customer focused and industry responsive, providing honest and insightful
                guidance through strategic balance sheet and investment solutions.


                   Join us at our 45th Anniversary Interest Rate Risk and Investment Strategies Seminar in
                   Scottsdale, AZ, November 7–8, 2024.

                   Visit www.GoBaker.com or call Dale Sheller at 844.213.0486 to find out how The Baker Group
                   can assist your community bank in defining and meeting your unique financial objectives.










                   www.GoBaker.com | 844.213.0486
          Oklahoma City, OK | Austin, TX | Long Island, NY | Salt Lake City, UT | Springfield, IL | Member: FINRA & SIPC




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