Page 3 - December 19. 2024 Bulletin
P. 3

CoNTeNTS




                                                               EXECUTIVE COMMITTEE









                                         LIVE WELL. WORK WELL.

                                            MONTHLY HEALTH & WELLNESS NEWSLETTER
                                                        16
                                                               CHAIR
                                                    DECEMBER 2024 EDITION        CHAIR-ELECT       TREASURER
                                                               Deneen Axtman     Bernie Sinner     Jamie Nelson
                                                               Cornerstone Bank   BankNorth        TruCommunity Bank
                                                               Fargo             Casselton         Washburn
                                                                                MONTHLY

                                                               NDBA BOARD OF DIRECTORS
                                                                                RECIPE
                                                               Pat Artz          Pete Jahner        Drew Olafson
                                                               State Bank of Bottineau   Kirkwood Bank and Trust   United Valley Bank
                                                               Bottineau        APPLESAUCE          Cavalier
                                                                                 Bismarck
                                                                                COOKIES
                                                                                 Lori Leingang
                         32     20                             Paige Bjornson   Makes: 12 servings  LaDawn Schmitt
                                                                                 Bank of North Dakota
                                                               Dacotah Bank
                                                                                                    Starion Bank
                                                               Fargo             Bismarck           Bismarck
                        Giving Your Favorite                   Gregg Gess   INGREDIENTS Jeff Leuthold   Kathy Torske
                                                                         1 cup sugar
                                                                                 American State Bank & Trust Co.
       FEATURES         Recipes a Healthy Makeover             Wells Fargo Bank  1/2 cup margarine (or butter or shortening)  Bravera Wealth
                                                                                                    Bismarck
                                                                                 Williston
                                                               Fargo
                        Food is part of holiday traditions, and your family may look forward to
       13  Washington Update: It’s Time for a Regulatory       Tory Hart   1 egg  Amy Mazigian      Joe Watzke
                                                                         2 tsp. baking soda
                        certain recipes. Luckily, there are some ways to make your favorite recipes
            Reset       a bit healthier. Consider these ways to transform your holiday recipes: Bank Forward   2 1/2 cups all-purpose flour  Bell Bank
                                                                                 Gate City Bank
                                                               Jamestown
                                                                                 Bismarck
                                                                         1/2 tsp. salt
                                                                                                    Fargo
                        •  Fat—When baking, use half the butter or oil and replace the other half with
       16  2025 Bank Management Conference and Legislative               1 tsp. cinnamon
                          unsweetened applesauce, mashed banana or Greek yogurt.
                                                                         1 1/2 cups unsweetened applesauce
            Reception Details Announced                        Savanna Hendrickson   Tara McFadden
                        •  Salt—Gradually cut back the salt to see if you can taste the difference. You can
                                                               Bank of Tioga
                                                                         1 cup raisins
                                                                                 Choice Bank
                          reduce salt by half if baked goods don’t require yeast.
                                                                                 Langdon
       20  Live Well. Work Well.                               Tioga     1 cup nuts (optional)
                        •  Sugar—Reduce  the  amount  of  sugar  by  one-third  to  one-half.  Instead,  add
       22  Learn to Live Webinars                              NDBA SERVICES, INC. BOARD OF DIRECTORS
                          spices like cinnamon, cloves, allspice and nutmeg, or vanilla or almond extract
                                                                         PREPARATIONS
                          to boost sweetness.                            1.  Preheat oven to 350 F. Grease the cookie sheet.
       32  Repercussions of Tax Policy Changes for Municipal   CHAIR     2.  Cream together the sugar, margarine and egg.
                        •  Healthy swaps can also increase the nutritional value of your classics. Get
                                                                                 Kevin Dykema
                                                               Jeff Weiler
            Bonds         creative and experiment with other ways of creating healthy recipes for your   3.  In a separate bowl, combine the baking soda,   Jona Ziemann
                                                                                 Bravera Bank
                                                                                                    Western State Bank
                          most beloved holiday traditions.     Cornerstone Bank   flour, salt and cinnamon. Mix well.  West Fargo
                                                                                 Bismarck
       38  Account Agreements and Compliance Considerations    Fargo     4.  Stir the flour mixture into the margarine mixture
                        ____________________________________________________________________________________________
                                                                           just until moist.
            for Banks   Sugar Substitutes                      VICE-CHAIR   5.  Add the applesauce, raisins and nuts (if using).  BOARD LIAISONS
                                                                                 Scott LeDuc
                                                               Duane Bowman      Bremer Bank        Deneen Axtman
                                                                         6.  Drop dough by a heaping teaspoon several
                                                                                                    Cornerstone Bank
                        •  Stevia—Swap out 1 cup of sugar for 1 teaspoon of stevia.  Dakota Western Bank  inches apart on a greased baking sheet. Bake for  Fargo
                                                                                 Grand Forks
       IN EVERY ISSUE   •  Honey—Add in a quarter of the amount of sugar listed.  Bowman  10 to 12 minutes.
                        •  Coconut sugar—Use an unrefined sugar cup for cup.     Cayle Paulson      Bernie Sinner
       2    Calendar of Events                                 Alison Anderson   Dakota Heritage Bank   BankNorth
                        ____________________________________________________________________________________________
                                                                         NUTRITIONAL INFORMATION
                                                                                 Harvey
                                                               Bank of North Dakota
       3    NDBA Directors & Staff                             Bismarck  (per serving)  Jeremy Skoglund   Casselton
                        Poor Sleep in Your 40s Can Accelerate Brain Aging
                                                                         Total calories: 282
                                                               Lois Bednar
       4    Articles    Sleep is good for your overall health, and new research focuses on how it’s important   Total fat: 8 g  Western State Bank
                                                                         Protein: 4 g
                                                                                 Bismarck
                        for brain health too. Researchers from the University of California San Francisco and
                                                               Bank Forward
                        other institutions found that sleep deprivation can make the brain age faster. The study
       10  NDBA Education Events & Webinars                    Fargo     Sodium: 377 mg
                        revealed that people in their 40s with poor sleep quality have a brain age that’s 1.6
                                                                         Carbohydrate: 50 g
                        to 2.6 years older by the time they’re in their 50s, compared to those who consistently   Dietary fiber: 2 g
       12  From the Corner Chair
                        get quality sleep.
                                                               NDBA STAFF  Saturated fat: 2 g
       42  Happenings   To combat this, focus on building healthy sleep habits. Try to fall asleep and wake   Total sugars: 27 g Lisa Dolajak   Ann Reich
                                                               Rick Clayburgh
                        up at the same time every day, aiming to get at least seven hours of sleep. Cultivate
                                                                                            Source: MyPlate
       46  Banker Classifieds                                  President and CEO   Communications and    SVP of Strategic Partnerships
                                                                                                    ann@ndba.com
                                                                                 Marketing Coordinator
                                                               rick@ndba.com
                        a quality sleep environment by keeping the room cool, dark and quiet and avoiding
                        devices before bed. If you have concerns about your sleep habits, talk to a doctor.  lisa@ndba.com
                                                               Jackie Bauer
                                                               Business and Database   Jolene German   NDBA GENERAL
                        Zywave, 2024.                          Coordinator       Administrative Assistant   COUNSEL
                        This newsletter is for informational purposes only and should not be construed a medical purposes. © 2023 Zywave, Inc. All rights reserved.
                                                               jackie@ndba.com   jolene@ndba.com
                                                                                                    Tracy Kennedy
       Mission Statement                                       Angi Day          Dorothy Lick       tracy@ndba.com
                                                                                 SVP of Education
                                                               Benefits Coordinator
                                                               angi@ndba.com     dorothy@ndba.com
       Extraordinary Leadership for North Dakota Banks
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