Page 2 - January 16, 2025 Bulletin

How To Observe Financial Wellness Month

1. Create a financial plan
Kick off the year by creating a financial plan for the coming year. Include your
fixed and flexible expenditures, projected earnings, a plan for savings, and any
investments.
2. Create a budget
A lot of people run into debts and financial issues simply due to poor planning
and living above their means. Create a budget for your expenses and to stick
to it. Living within your means helps reduce debts and save better.

3. Review your credit reports for free
Your credit score is an important part of your financial life. It depicts your
creditworthiness, and the higher your score, the better credit loans you can
get. Review your credit report to know where you’re at and to get a handle on
bill payments and expenses.

Visit: www.annualcreditreport.com

Upcoming NDBA Events January 2025
28
Bankers Day at the Capitol - Bismarck
February 2025
JANUARY 2025 FEBRUARY 2025 MARCH 2025 12 Bank Management Conference
S M T W T F S S M T W T F S S M T W T F S and Legislative Reception
1 2 3 4 1 1 Radisson Hotel, Bismarck
5 6 7 8 9 10 11 2 3 4 5 6 7 8 2 3 4 5 6 7 8 26 Fundamentals of Commercial Lending
Virtual via Zoom
12 13 14 15 16 17 18 9 10 11 12 13 14 15 9 10 11 12 13 14 15
March 2025
19 20 21 22 23 24 25 16 17 18 19 20 21 22 16 17 18 19 20 21 22 3 GSB Digital Banking School begins
26 27 28 29 30 31 23 24 25 26 27 28 23 24 25 26 27 28 29 26 Analyzing Repayment Sources - Via Zoom
30 31 April 2025
7-9 ABA Washington Conference - Washington DC
APRIL 2025 MAY 2025 JUNE 2025 7-11 GSB Bank Technology Management School
S M T W T F S S M T W T F S S M T W T F S Madison WI
1 2 3 4 5 1 2 3 1 2 3 4 5 6 7 22-24 Tri-State Trust Conference
6 7 8 9 10 11 12 4 5 6 7 8 9 10 8 9 10 11 12 13 14 Delta Hotel by Marriott, Fargo
13 14 15 16 17 18 19 11 12 13 14 15 16 17 15 16 17 18 19 20 21 23-24 Opening New Accounts, Fargo and Bismarck
Apr 28 - GSB Human Resource Mgmt. School
20 21 22 23 24 25 26 18 19 20 21 22 23 24 22 23 24 25 26 27 28 May 2 Madison WI
27 28 29 30 31 25 26 27 28 29 30 31 29 30 June 2025
1-6 Dakota School of Banking
University of Jamestown
JULY 2025 AUGUST 2025 SEPTEMBER 2025 8-10 Quad States Convention - Rapid City SD
S M T W T F S S M T W T F S S M T W T F S July 2025
1 2 3 4 5 1 2 1 2 3 4 5 6
13-25 Graduate School of Banking at Colorado
6 7 8 9 10 11 12 3 4 5 6 7 8 9 7 8 9 10 11 12 13 Boulder CO
13 14 15 16 17 18 19 10 11 12 13 14 15 16 14 15 16 17 18 19 20 Jul 27 - Graduate School of Banking, Madison WI
Aug 8
20 21 22 23 24 25 26 17 18 19 20 21 22 23 21 22 23 24 25 26 27 September 2025
27 28 29 30 31 24 25 26 27 28 29 30 28 29 30 31 8-11 Regonal Member Meetings
31 Grand Forks, Fargo, Bismarck and Minot

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