Credit Officer

At Bank Forward, our greatest asset is our employees. Working for a widely respected company with a rich tradition, in an atmosphere of enthusiasm, positivity, with a culture grounded in teamwork focused on the future is what can be expected at Bank Forward…It’s Simply the Forward Way!

Location: Fargo, ND

Benefits: Health (Traditional and High-Deductible plan options), Dental, Vision, Medical & Dependent Care FSA, HSA, 401k, Employee Stock Ownership, Company paid Life and Long-term Disability Insurance, Voluntary paid benefits, Paid Time Off, Holidays, Extended Medical Absence Leave.

Work Hours: Full-time, Monday through Friday, 8-5pm.

Skills / Requirements / Qualifications:

Act as a resource for bank officers in the credit administration process by analyzing and spreading financial statements for potential new clients and providing preliminary recommendations as to the feasibility of the credit request.
Assist lenders with the preparation of loan committee presentations, credit reviews and problem loan summaries.
Prepare independent, written credit evaluation of new, renewal or modification loan proposals as well as annual credit reviews.
Identify trends and analyze performance in order to develop an assessment of credit risks.
As required, monitor credit quality through the review of financial information such as interim financial statements, to provide early warning of possible deterioration.
Provide input to lending officers on terms under which a credit request could be structured including costs, repayment methods and collateral requirements.
Develop and maintain a thorough understanding of the Bank’s credit policies, procedures, processes and manage to best practices.
Knowledge, skill, and mental development equivalent to the completion of a four-year college degree in Accounting, Finance, or a related field and five years of credit, lending, or banking experience.

Equal Opportunity Employer

Resumes can be sent to: humanresources@bankforward.com