Lending Officer

Are you ready to grow your career with a community-focused bank that values your expertise and invests in your future? Pioneer Bank & Trust, a trusted $1B+ multi-branch institution serving Western South Dakota, is seeking a full-time Lending Officer to join our dynamic team in Buffalo, SD.

This is more than a job—it’s a long-term career opportunity with a bank that believes in rewarding performance, supporting families, and building futures.

What You’ll Do:

Build and manage a diverse loan portfolio ($20MM–$30MM) across commercial, agricultural, consumer, and SBA lending.
Engage in 70% business development and 30% relationship management.
Evaluate creditworthiness and structure sound financial solutions.
Collaborate with internal teams and promote banking services to new and existing clients.
Ensure compliance with banking regulations and internal policies.
Provide branch support including scheduling, supervisory coverage, and customer relationship travel.

What We’re Looking For:

Bachelor’s degree in Business, Finance, Accounting, or Economics.
5+ years of Commercial/Ag lending experience preferred (related experience considered).
Strong communication, analytical, and relationship-building skills.
Proficiency in Microsoft Office Suite.
A passion for community banking and long-term career growth.

Why Pioneer Bank & Trust?
We offer a competitive compensation package that includes:

Profit Sharing Program
Performance-Based Bonus Program
Generous Paid Time Off (PTO)
Full Benefits Package: Medical, Dental, Vision, Life Insurance, and 401(k)
Moving Assistance: We’ll help make your transition smooth
Daycare Support: Because we care about your family
Career Advancement Opportunities: Grow with us in a supportive, community-driven environment

Location Perks – Buffalo, SD
Enjoy the charm of small-town living with wide-open spaces, a close-knit community, and the opportunity to make a meaningful impact in the lives of local businesses and families.

Ready to make a difference?
Apply today and become part of a team that’s committed to excellence, integrity, and community. www.pioneerbankandtrust.com/employment

EOE, including disability/vets.