Special Assets Officer

About Us
At Cornerstone Bank, we do more than banking – we build relationships, embrace bold ideas, and empower our people. We value positivity, teamwork, continuous learning and the freedom to make smart decisions. We’re driven by innovation, honesty, and a deep respect for our customers’ time and trust.

What You’ll Do
This position is responsible for assisting the Chief Credit Officer in overseeing the bank's loan portfolio. They will work to resolve loans that are either in default or at risk of going into default. They aim to minimize losses for the bank while helping the borrower find solutions to regain financial stability. This can involve restructuring the loan, negotiating new repayment terms, and exploring options to prevent foreclosure. In the event it goes to foreclosure they will work with bank legal counsel through foreclosure, ownership, and eventual sale.

What We’re Looking For

Extensive experience in commercial lending, credit analysis, and risk management
Deep understanding of financial statements, credit scoring models, and industry trends
Strong analytical and problem-solving skills to evaluate complex credit risks

Background & Experience
Bachelor's degree in Business, Finance, Accounting or a related field and 5 years of loan management or financial rehabilitation experience, or an equivalent combination of education and experience sufficient to successfully perform the essential duties of the job.

Why Join Us

People-first culture with real responsibility
An innovative approach to banking
Development opportunities for continual growth
Competitive Pay and a Comprehensive Benefits Program
Incentive Compensation Plan

Ready to make a difference?
Apply now and bring your best to Cornerstone Bank.
Pre-employment background and credit screening are required for this position.

EOE, Including Disability/Vets