North Dakota Bankers
Extraordinary Leadership for North Dakota Banks

News

159 Million Americans Could Lose Access to Credit Under 10% Credit Card Rate Cap

Posted on: 1/21/2026
A proposed 10% federal credit card interest rate cap would significantly reduce access to credit for ...
 

Merchants Expand Payment Options, Express Interest in Crypto

Posted on: 1/21/2026
Rising consumer interest in digital wallets, debit and credit cards, buy now pay later, and cryptocurrency ...
 

FHLBank Advances Boost Community Lending

Posted on: 1/21/2026
Federal Home Loan Bank advances are “strongly associated” with higher lending across banks ...
 

Join The Fight to Close the Stablecoin Loophole

Posted on: 1/7/2026
ABA will hold a free webinar for bankers on Monday, Jan. 12, at 2 p.m. ET on its ongoing efforts to ...
 

CFPB Issues Report on Credit Card Market

Posted on: 1/7/2026
Purchase volume on consumer credit cards increased to $3.6 trillion in 2024, up from $3.2 trillion two ...
 

CRA Small-Bank Asset-Size Thresholds Updated For 2026

Posted on: 1/7/2026
The Federal Reserve and FDIC have released the updated Community Reinvestment Act “small-bank” ...
 

CFPB Opens Filing Period For 2025 HMDA Data

Posted on: 1/7/2026
The filing period for Home Mortgage Disclosure Act data collected in 2025 began on Jan. 1, according ...
 

Survey Finds Many Bank Customers Not Protecting Accounts

Posted on: 12/10/2025
Nearly one in four bank customers have not taken any steps to protect their accounts, according to a ...
 

IRS Issues Guidance on Health Savings Account Provisions in Tax Bill

Posted on: 12/10/2025
The IRS released guidance on new tax benefits for health savings account participants under a tax package ...
 

IRS Issues Guidance For ‘Trump Accounts’ For Children

Posted on: 12/10/2025
The IRS and Treasury Department have published guidance and announced plans to issue regulations for ...
 

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