97% Of Supervised Institutions Rated Satisfactory or Better for Consumer Compliance

Posted: Jul 09 2025

The FDIC has released the 2025 edition of its “Consumer Compliance Supervisory Highlights.” The report includes a summary of the overall consumer compliance performance for FDIC-supervised institutions in 2024, a description of the most frequently cited violations, and an overview of consumer complaint trends. The last report was issued in spring 2024.

In 2024, the FDIC conducted approximately 800 consumer compliance examinations, the agency said in the report. The FDIC uses the Federal Financial Institutions Examination Council’s Uniform Interagency Consumer Compliance Rating System to evaluate supervised institutions’ adherence to consumer protection laws and regulations. As of Dec. 31, 2024, 97% of all FDIC-supervised institutions were rated satisfactory or better for consumer compliance (i.e., ratings of 1 or 2), and 97% were rated “outstanding” or “satisfactory” for the Community Reinvestment Act.

To read more, visit: https://www.fdic.gov/bank-examinations/summer-2025.pdf