President Signs Bill to Curb Abusive ‘Trigger Leads’
Posted: Sep 10 2025
President Trump has signed into law a bill prohibiting credit reporting firms from selling mortgage applicant information to lenders who then barrage those same consumers with unwanted solicitations.
The bipartisan Homebuyers Privacy Protection Act (H.R. 2808) amends the Fair Credit Reporting Act to eliminate abusive mortgage “trigger leads,” only allowing contact information to be sold to third parties under limited circumstances. The House and Senate passed the bill over the summer.
“That is going to help a lot of the homeowners of our great country,” Trump said after the signing.
The bill was introduced by Sens. Jack Reed (D-R.I.) and Bill Hagerty (R-Tenn.) in the Senate, and Reps. John Rose (R-Tenn.) and Ritchie Torres (D-N.Y.) in the House.