Senate Passes Bill to Curb Abusive ‘Trigger Leads’ - Headed to the President
Posted: Aug 06 2025
The Senate passed legislation prohibiting credit reporting firms from selling mortgage applicant information to lenders who then barrage those same consumers with unwanted solicitations.
The bipartisan Homebuyers Privacy Protection Act (H.R. 2808) amends the Fair Credit Reporting Act to eliminate abusive mortgage “trigger leads,” only allowing contact information to be sold to third parties under limited circumstances. The House passed the bill in June, meaning it next heads to President Trump for his signature into law.