Page 46 - July 18, 2024 Bulletin

BaNKeRS’ CLaSSiFieDS

Business Banker III
Bismarck ND

Summary of Work • Contact originating lender to provide assistance and guidance
in resolving delinquent and workout credits.
This position will serve as a primary contact for financial institutions
and will manage a loan portfolio. This role is responsible for building • Maintain, complete, or review necessary computer input
relationships with financial institutions as well as internally with records.
related departments and be responsible for representing BND through Credit Analysis/Approval:
community involvement and industry events.
• Analyze financial data for credit worthiness, may include
Market Analysis/Outreach: spreading financial statements as necessary, calculating ratio
• Responsible for building strong relationships with financial and cashflows, and discussing with originating lender.
institutions in the assigned market. This position will educate • Verify loan requests are within the program guidelines and
financial institutions on BND products and services and will overall mission of the bank.
be responsible for identifying needs and how BND products
and services can meet those needs. • Verify loans are structured and maintained to provide
• Increase BND's visibility in the banking community. profitability and minimize risk to the bank as well as
recommend approval or denial of loan requests to senior
• Attend various banking and related meetings to communicate management on those requests in excess of business banker's
BND's services and role in the state's development. individual lending authority.
• For non-credit needs, position will function as a liaison
between BND internal service areas and various financial • Make loan presentations to various loan committees depending
institutions, collaborate on presentations and help facilitate upon the size of the credit request.
meetings. • Review commitment or rejection letters to originating lenders.
Portfolio Management: Responsibilities include structuring credits, taking loan applications,
• This position requires fielding calls from financial institutions obtaining financial information, performing site inspections,
on major service issues and collect on-going information. negotiating rates and fees (service and origination), managing the loan
• Work with originating lender on modifications to existing closing package and follow-up on outstanding items in conjunction
with the Loan Administration and Credit Administration areas in the
loans. loan approval process.
• Review loan files for documentation deficiencies and
exceptions. Click here to apply.
• Maintain delinquency records, problem loan strategies, and
loan files.

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