Page 49 - July 18, 2024 Bulletin

BaNKeRS’ CLaSSiFieDS

Risk Specialist
Aberdeen SD

Dacotah Bank is seeking an experienced, detail-oriented banking Qualifications/Skills:
professional to join our growing team as a Risk Specialist in Aberdeen, • An Associate’s degree in Accounting, Finance, Business or
SD!
related field and/or four years of applicable work experience in
Investigate allegations of criminal, civil or other acts of wrongdoing the financial, or other similar industries;
posing a potential risk of loss to Dacotah Bank. Investigations • Simultaneously handle multiple tasks; meet identified deadlines;
will include, but are not limited to, transactions originated by and work independently;
check, checkcard, electronic banking, wire transfer or automated • Excellent oral and written communication skills;
clearinghouse (ACH). Incidents requiring investigations may include • Ability to analyze data and transactional patterns;
corporate account takeover, fraudulent transactions facilitated
through phone, mail and email communication and unauthorized • Ability to maintain the confidentiality of Company, employee
and customer information;
access. Perform tasks relating to garnishments, levees, subpoenas,
bankruptcies, and other legal work. This position requires a strong • Working knowledge of Microsoft Office, including Outlook,
working relationship with various constituents. Word and Excel
• Knowledge and understanding of regulatory requirements
As a Risk Specialist for Dacotah Bank, you must have in-depth related to fraud detection and investigation, including but not
knowledge and understanding of regulatory requirements related to limited to, Federal Reserve Board of Governors Regulations E
fraud detection, investigation, and legal work. and Z; local, state and federal privacy statutes and regulations;
Primary Accountabilities: Suspicious Activity Report requirements; the USA Patriot Act;
Visa rules and regulations; and rules promulgated by the North
• Serve as the Bank’s primary resource for fraud monitoring and American Clearing House Association.
investigation; • Ability to lead self and meet or exceed leadership expectations
• Document fraudulent activity and issue Fraud Alerts;
• Investigate potentially fraudulent and criminal activity in Dacotah Bank has both a rich history and a sharp vision for the
cooperation with other departments, market or branch future. We are a family-friendly community bank with high ethical
locations and the board-designated security and information standards and a commitment to ongoing training and education – a
security officers to ensure proper action is taken in resolving great place to grow! At Dacotah Bank, we are here for each other and
unauthorized checkcard activity, disputes and cases of fraud; here for our customers and our communities - that's why it's good to
• Assist in maintaining fraud and legal procedures; be in Dacotah Territory.
• Process checkcard disputes in compliance with VISA Operating Dacotah Bank offers a competitive salary and exceptional benefits
and Chargeback Rules and Regulations, ACH Rules and package including but not limited to: individual and family coverage
Federal Reserve Board of Governors Regulation E; and assure health and dental insurance premiums 100% paid for by Dacotah
that regulatory timeframes are maintained; Bank; health savings accounts, life insurance for employee and family,
• Review compromised checkcard numbers provided by VISA paid vacation, paid sick time, retirement plan options, and additional
CAMs and notify affected cardholders; perks and benefits. Don’t miss out on your opportunity to shine with
• Assist with preparation of monthly reports on fraud losses and one of American Banker’s Best Banks to Work For!
recoveries; Make an impact in fighting financial crime and apply today: www.
• Reconciliation of general ledger accounts; dacotahbank.com/careers
• Attend applicable training sessions and adhere to Legal Process Equal Opportunity Employer/Protected Veterans/Individuals with
Procedures; Disabilities
• Receive and service fraud and legal-related customer phone calls;
• Perform annual Access Management reviews as requested by the
Risk Analyst;
• Assist in the administration of Dacotah Bank’s Security
Program as needed;
• Work with Talent Management to educate staff and customers
about risks, fraud and trends in criminal activity; and
• Perform other duties as assigned.

49